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Thankfully, for insurers, Obamacare includes mechanisms to smooth risk until 2017.
One of the 3 hot spots in the kernel smooth risk map corresponds to the location of this owner.
Triple negative tumors with low proliferation rate display a smooth risk curve, but with Ki-67 ≥14% show sharp peak at nearly 18 months.
The BYM model produces smooth risk surfaces which, when entered into a cluster analysis, identify well-defined geographical clusters of adjacent areas.
Combination of a Bayesian approach and a generalized linear mixed model (GLMM) was developed to produce smooth risk maps of TB and to model relationships between TB new cases and national TB control program indicators.
In this section, we describe the two most common Bayesian hierarchical models used to smooth risk estimates in disease mapping: the Poisson-Gamma model (Clayton and Kaldor, 1987), and the Besag-York-Mollié (here after known as BYM) model (Besag et al., 1991).
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The primary purpose of any insurance system is to share risk between individuals or to smooth risks for an individual at different times, and so extend financial protection to the members.
The design of optimal robust strategies is achieved by an adaptive simulation-based optimization procedure defined by non-smooth risk functions.
A cumulative and smoothed risk of metastases after surgery was calculated.
BYM smoothing produced more homogeneous geographical areas than Poisson kriging, confirming it yielded smoother risk surfaces [ 17].
For illustrative purposes the distribution of smoothed risk estimates around two sites, Nantygwyddon and Trecatti, is shown in Figure 1.
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Since I tried Ludwig back in 2017, I have been constantly using it in both editing and translation. Ever since, I suggest it to my translators at ProSciEditing.

Justyna Jupowicz-Kozak
CEO of Professional Science Editing for Scientists @ prosciediting.com