insuring

USAGE SUMMARY

The word "insuring" is correct and usable in written English.
It is used to talk about providing insurance or providing protection, usually with regard to financial matters. For example, "The company is insuring itself against the risk of a downturn in the economy."

✓ Grammatically correct

News & Media

Formal & Business

Human-verified examples from authoritative sources

Exact Expressions

59 human-written examples

By insuring enough people, insurance companies are relying on the fact that, on average, the payouts to the unexpectedly unhealthy policyholders will be offset by unnecessary premiums paid by the unexpectedly healthy.

The Economist

Because citizens must choose between the national system and private health insurance, the current arrangement discourages people from insuring themselves, thereby limiting market forces, stifling innovation and reducing choice.

The Economist

If not, then the insurer could go bankrupt.When it comes to insuring whole industries, that is a problem.

The Economist

If cheap, healthy young people must have insurance, their premiums will help pay for the cost of insuring the ill.Mr Obama also sought a big extension of Medicaid.

The Economist

But two South African companies, Standard Bank and Old Mutual, an insurer, are showing that you can profit from banking the unbanked and insuring the uninsured without using baseball bats.

The Economist

FT Alphaville makes a typically insightful point this morning – the cost of insuring Dutch debt against default has increased sharply in recent months, and is rather more costly than the German equivalent (having actually been cheaper a year ago).

The Guardian - Business

The overnight cost of insuring against big swings in sterling's exchange rate rose above the level witnessed before the Scottish independence referendum in September.

The Guardian

The cost of insuring against a default on gilts is low and stable.

The Economist

Many places in America have shown that the direct delivery of health care, through clinics for example, is significantly less costly.Second, in the economics of insurance, risk should be insured when it is unpredictable, uncertain, and large relative to the administrative costs of insuring it.

The Economist

Democrats are keen to attract healthy people to the exchanges, to balance the cost of insuring the sick.

The Economist

Human-verified similar examples from authoritative sources

Similar Expressions

1 human-written examples

But the trouble with insuring to the maximum is that, at some point, the cost of the extra insurance against global warming rises so fast that the premium in forgone growth and so on becomes more painful than the catastrophe it is intended to insure against.

The Economist

Expert writing Tips

Best practice

When discussing financial protection, use "insuring" to specifically denote the act of providing or obtaining insurance coverage. It emphasizes a formal agreement to protect against potential losses.

Common error

Avoid using "ensuring" in place of "insuring" when referring to financial protection. "Ensuring" means to make certain something will happen, while "insuring" refers to providing or obtaining insurance coverage. Choose the correct term based on the intended meaning.

Linguistic Context

The term "insuring" functions primarily as a present participle or gerund of the verb "insure". It describes the action of providing or obtaining insurance, often in a business or financial context. Ludwig examples show it being used to describe actions taken by companies or individuals to protect against potential risks.

Expression frequency: Very common

Frequent in

News & Media

59%

Formal & Business

40%

Science

1%

Less common in

Academia

0%

Encyclopedias

0%

Wiki

0%

Ludwig's WRAP-UP

The word "insuring" is the present participle of "insure" and is used to describe the act of providing or obtaining insurance coverage. According to Ludwig AI, the term is grammatically correct and commonly used, particularly in news and business contexts. It conveys a proactive approach to mitigating potential financial losses or liabilities. When using "insuring", it is important to differentiate it from similar terms like "ensuring" and to ensure it aligns with the intended meaning of providing financial protection. Its prevalence in authoritative sources like The Economist and The Guardian underscores its established usage in professional and journalistic contexts.

More alternative expressions

Phrases that express similar concepts, ordered by semantic similarity:

providing insurance

Focuses on the act of offering insurance coverage.

obtaining coverage

Emphasizes the acquisition of insurance protection.

securing protection

Highlights the act of making something safe or protected.

underwriting risks

Technical term focusing on the risk assessment and acceptance process by insurers.

hedging against risk

Implies mitigating potential financial losses through strategic actions, including insurance.

guaranteeing safety

Focuses on ensuring safety or security, often through insurance or other protective measures.

assuring protection

Highlights the act of giving confidence that protection is in place.

covering liabilities

Specifically addresses the protection against potential legal or financial liabilities.

safeguarding assets

Focuses on protecting valuable possessions or resources.

risk management

Broader term encompassing strategies to identify, assess, and mitigate risks, including insurance.

FAQs

How is "insuring" used in a sentence?

The term "insuring" is used to describe the act of providing or obtaining insurance coverage. For example, "The company is "insuring" its assets against potential damage."

What are some alternatives to using "insuring"?

Depending on the context, you can use alternatives like "providing insurance", "securing protection", or "underwriting risks".

What's the difference between "insuring" and "ensuring"?

"Insuring" refers to providing or obtaining insurance coverage, while "ensuring" means to make certain that something will happen. For example, you are "insuring" your car, but you are "ensuring" that you drive safely.

Is "insuring" the same as "assuring"?

No, "insuring" and "assuring" have different meanings. "Insuring" deals with providing financial protection against risk, while "assuring" means to give someone confidence or certainty. You might be "insuring" your house, but you are "assuring" your family that everything is protected.