authority to borrow

USAGE SUMMARY

The phrase "authority to borrow" is correct and usable in written English.
It can be used in contexts where permission or power to take out loans or borrow resources is being discussed. Example: "The committee granted her the authority to borrow funds for the new project."

✓ Grammatically correct

News & Media

Formal & Business

Academia

Human-verified examples from authoritative sources

Exact Expressions

60 human-written examples

Government permission for a local authority to borrow money.

The Guardian

They have won state authority to borrow from banks.

The New York Times

The federal government ran out of its authority to borrow money months ago.

The New York Times

About the end of February, the Treasury Department will have exhausted its legal authority to borrow.

The New York Times

The constitution gives Congress, not the president, the authority to borrow money.

The Guardian

The legislation would also increase the Postal Service's authority to borrow.

The New York Times

With its defeat, he said, "we don't have any authority to borrow".

The New York Times

That is what the Treasury said would happen after Aug. 2, when the government would lose its authority to borrow.

The New York Times

What's more, sometime in mid-February the government will reach the limit of its authority to borrow money.

The New Yorker

And he added another provision that some budget experts fear could expand his authority to borrow money for construction projects.

The New York Times

The Senate passed the bill, 74 to 26, only hours before the government's authority to borrow was set to expire.

The New York Times

Expert writing Tips

Best practice

When discussing legal or governmental contexts, use "authority to borrow" to emphasize the formal power granted by a governing body. For example, "The legislation grants the city the "authority to borrow" funds for infrastructure development."

Common error

Avoid using "ability to borrow" when you specifically mean the legal or official permission. "Ability" refers to capability, whereas "authority" indicates granted power. For instance, say "The Treasury requires congressional "authority to borrow" more money", not merely the ability.

Linguistic Context

The phrase "authority to borrow" functions primarily as a noun phrase, often serving as the subject or object of a sentence. It denotes the legal or official permission granted to an entity to take out loans or incur debt. Ludwig AI identifies its correct and frequent usage in various contexts.

Expression frequency: Very common

Frequent in

News & Media

45%

Formal & Business

30%

Academia

15%

Less common in

Science

5%

Encyclopedias

3%

Wiki

2%

Ludwig's WRAP-UP

In summary, "authority to borrow" is a noun phrase denoting the legal permission to take out loans. Ludwig AI confirms it is grammatically correct and very commonly used, especially in news, formal business, and academic contexts. It’s important to differentiate between "authority" and "ability", using "authority" to emphasize the legal right rather than the mere capacity to borrow. Alternatives like "right to borrow" or "permission to borrow" can be used depending on the nuance you want to convey.

More alternative expressions

Phrases that express similar concepts, ordered by semantic similarity:

right to borrow

Replaces "authority" with "right", emphasizing the legal or moral entitlement to borrow.

power to borrow

Substitutes "authority" with "power", focusing on the capacity or ability to borrow.

permission to borrow

Replaces "authority" with "permission", highlighting the granted approval to borrow.

authorization to borrow

A more formal synonym, emphasizing the official sanction to borrow.

entitlement to borrow

Highlights the justified claim or privilege to borrow.

license to borrow

Implies a formal or legal permit allowing borrowing.

capacity to borrow

Focuses on the ability or potential to borrow, often referring to financial limits.

mandate to borrow

Suggests a formal instruction or command to borrow.

legal borrowing capacity

Emphasizes the legally defined limits of borrowing.

ability to secure loans

Focuses on the practical ability to obtain loans, rather than the formal authority.

FAQs

What does "authority to borrow" mean in a legal context?

In a legal context, "authority to borrow" refers to the legal right or permission granted to an entity (such as a government or organization) to take out loans or incur debt. This authority is often defined by laws, regulations, or contractual agreements.

Which entities typically possess the "authority to borrow"?

Governments, corporations, and certain organizations are commonly granted the "authority to borrow". This authority enables them to fund projects, manage cash flow, or cover operational expenses.

What are some alternatives to "authority to borrow"?

You can use alternatives like "right to borrow", "power to borrow", or "permission to borrow" depending on the context.

How is "authority to borrow" different from "ability to borrow"?

"Authority to borrow" refers to the legal right or official permission to borrow funds, whereas "ability to borrow" simply means having the capacity or means to do so. An entity may have the ability but lack the legal authority.