Used and loved by millions
Since I tried Ludwig back in 2017, I have been constantly using it in both editing and translation. Ever since, I suggest it to my translators at ProSciEditing.

Justyna Jupowicz-Kozak
CEO of Professional Science Editing for Scientists @ prosciediting.com
what is owed
Grammar usage guide and real-world examplesUSAGE SUMMARY
The phrase "what is owed" is correct and usable in written English. You can use it in contexts discussing debts, obligations, or entitlements. Example: "He finally received what is owed to him after the settlement." Alternative expressions include "what is due" and "what is required."
✓ Grammatically correct
News & Media
Science
Formal & Business
Alternative expressions(20)
what is due
what is required
what is deserved
what is coming
what is reimbursable
what is considered due
The Guardian
alongside the main event
in association with the meeting
it required
it will take time
it will be sustained
at the margins of the talks
The New York Times
it will require patience
it will be long
in connection with the gathering
on the sidelines of the meeting
during the conference break
it will take weather
Table of contents
Usage summary
Human-verified examples
Expert writing tips
Linguistic context
Ludwig's wrap-up
Alternative expressions
FAQs
Human-verified examples from authoritative sources
Exact Expressions
60 human-written examples
"They just want to get paid what is owed.
News & Media
In what is owed there is a lot of certainty.
News & Media
He suggested that people use their deductions to reduce what is owed from taxable securities.
News & Media
Reckoning with what is owed — and what can never be repaid — for racial privilege.
News & Media
The Orioles want the Blue Jays to absorb some of what is owed on Mondesi's contract.
News & Media
In a short sale, the lender agrees to accept less than what is owed on the mortgage.
News & Media
But millions of homeowners either lack sufficient income or have houses no longer worth what is owed on the mortgage.
News & Media
Short sales occur when lenders allow homes to be sold for less than what is owed on the mortgage.
News & Media
"That's why it is for Mr Price's good you must ensure he pays you what is owed".
News & Media
Trivial as it might seem, the dispute touches on a real issue, worth pursuing: what is owed to guests who see the world differently?
News & Media
But any collector that wins the state's business cannot accept less than what is owed without consulting the agency that referred the debt and the Budget Division.
News & Media
Expert writing Tips
Best practice
When using "what is owed", ensure clarity by specifying to whom it is owed and the context of the obligation.
Common error
Avoid using "what is owed" in active voice constructions. It inherently implies a passive relationship, where something is due to someone.
Source & Trust
83%
Authority and reliability
4.6/5
Expert rating
Real-world application tested
Linguistic Context
The phrase "what is owed" functions as a noun phrase or nominal clause, typically serving as the object of a verb or preposition. It refers to something that is due or payable. As Ludwig AI states, the phrase is grammatically correct and usable in written English.
Frequent in
News & Media
62%
Science
22%
Formal & Business
9%
Less common in
Wiki
5%
Encyclopedias
1%
Reference
1%
Ludwig's WRAP-UP
In summary, "what is owed" is a versatile phrase used to express an obligation or debt. As Ludwig AI confirms, the expression is grammatically sound and frequently used across various contexts, especially in news, science, and business. Its meaning is closely related to phrases like "what is due" and "what is required", although each carries slightly different connotations. Remember to use "what is owed" in passive constructions, clarifying to whom it is owed for maximum clarity. This phrase is a valuable tool for discussing liabilities, entitlements, and other forms of responsibility.
More alternative expressions(10)
Phrases that express similar concepts, ordered by semantic similarity:
what is due
Focuses on the idea of something being payable or rightfully belonging to someone.
what is required
Emphasizes the necessity or obligation to fulfill a certain expectation.
what is outstanding
Highlights the portion of a debt or obligation that remains unpaid or unfulfilled.
what is payable
Indicates the amount that is currently able to be paid or is ready for disbursement.
what must be paid
Stresses the imperative nature of fulfilling a financial obligation.
what is deserved
Shifts the focus to entitlements based on actions or qualities.
what is coming
Implies an expectation of receiving something, often in the future.
what is reimbursable
Specifies amounts that can be claimed back as a refund or repayment.
what is claimable
Highlights the legal or rightful ability to make a demand for something.
what is the liability
Addresses a specific debt or obligation that a person or entity is responsible for.
FAQs
How can I use "what is owed" in a sentence?
You can use "what is owed" to refer to a debt, obligation, or entitlement. For example, "They just want to get paid "what is owed"."
What's a good alternative to "what is owed"?
Alternatives to "what is owed" include phrases like "what is due", "what is required", or "what is outstanding", depending on the context.
Is it correct to say "what is owing" instead of "what is owed"?
While "owing" can describe the state of being indebted, "what is owed" is generally preferred in formal writing to refer to the specific amount or obligation.
What's the difference between "what is owed" and "what is due"?
Both phrases are similar, but "what is due" often implies a scheduled or expected payment, whereas ""what is owed"" can refer to any kind of debt or obligation, regardless of its payment schedule.
Editing plus AI, all in one place.
Stop switching between tools. Your AI writing partner for everything—polishing proposals, crafting emails, finding the right tone.
Table of contents
Usage summary
Human-verified examples
Expert writing tips
Linguistic context
Ludwig's wrap-up
Alternative expressions
FAQs
Source & Trust
83%
Authority and reliability
4.6/5
Expert rating
Real-world application tested