surplus of money

USAGE SUMMARY

The phrase "surplus of money" is correct and usable in written English.
It can be used to describe a situation where there is an excess amount of money available, often in financial contexts. Example: "After reviewing the budget, we found a surplus of money that could be allocated for new projects."

✓ Grammatically correct

News & Media

Encyclopedias

Wiki

Human-verified examples from authoritative sources

Exact Expressions

18 human-written examples

We actually had a surplus of money by August".

Independent

Too much exporting and not enough importing created a surplus of money that the Japanese have lent based on unrealistic growth and value projections.

The New York Times

Thus net payments into or out of these government accounts will cause a net shortage or surplus of money for the discount houses in the afternoon and will tend to cause money rates to rise or fall.

Encyclopedia Britannica

Despite extensive borrowing, which raised the total debt to $42,968,000,000 by 1940, interest rates fell sharply as a result of the surplus of money capital and federal reserve action.

Encyclopedia Britannica

When Manager Lee Mazzilli was asked Sunday afternoon if the Baltimore Orioles were going to start spending their surplus of money on free agents, he smiled and promised that they would act soon.

The New York Times - Sports

It is to be expected in a market environment where consumers have a surplus of money, myriad choices and a lack of better things to do than spend countless hours in malls and megastores.

The New York Times

Human-verified similar examples from authoritative sources

Similar Expressions

42 human-written examples

We were able to keep spending high by relying on these surplus pots of money, which was a bad philosophy, not because of what we were spending the money on, but because we really didn't have the money.

The New York Times

Both America and Germany produce lots of quality exports, but America saves much less than it invests and so it runs a current-account deficit (the flip-side of which is a capital-account surplus: lots of money flowing into America from abroad).But why should any of this matter?

The Economist

But, despite his buildings and his generosity to needy friends, he probably bequeathed a substantial surplus of public money to his successors.

Encyclopedia Britannica

MF Global also provided the CME Group, the giant exchange and the firm's front-line regulator, with inaccurate account statements that showed a surplus of customer money.

The New York Times

With a surplus of city money, there is also pressure to demolish abandoned houses in urban neighborhoods to curtail their use by drug dealers and addicts.

The New York Times

Expert writing Tips

Best practice

When discussing a "surplus of money", be specific about the source and allocation of those funds to provide clarity and context. For example, specify if it's a government surplus, a company's profit surplus, or a personal surplus.

Common error

Avoid using "surplus of money" interchangeably with "profit". Profit refers to the earnings after all expenses are paid, while surplus simply indicates an excess of funds that may or may not be profit-related. Be precise to avoid misrepresenting the financial situation.

Linguistic Context

The phrase "surplus of money" functions primarily as a noun phrase. It identifies a quantity of money that exceeds immediate needs or expected amounts. This function is supported by Ludwig, which confirms its correct usage in various contexts.

Expression frequency: Common

Frequent in

News & Media

56%

Encyclopedias

13%

Wiki

8%

Less common in

Science

6%

Formal & Business

6%

Reference

0%

Ludwig's WRAP-UP

In summary, the phrase "surplus of money" is a grammatically correct and commonly used noun phrase that describes a financial state where there are excess funds available. Ludwig AI confirms that the phrase is usable in a variety of contexts, particularly in news, encyclopedias, and wiki sources. When using this phrase, it's important to specify the source and allocation of the funds to provide context and avoid confusion with terms like "profit". Alternatives such as "excess of funds", "cash surplus", and "financial abundance" can be used to add nuance depending on the intended audience and context.

More alternative expressions

Phrases that express similar concepts, ordered by semantic similarity:

excess of funds

Replaces "money" with the more formal term "funds", slightly elevating the register.

financial abundance

Uses a more abstract term, "abundance", to describe the excess, indicating a large quantity.

cash surplus

Specifies the surplus is in "cash", making it more concrete and immediate.

excess capital

Emphasizes the investment potential of the surplus, using the term "capital".

funds in excess

Inverts the structure of the phrase while retaining the core meaning, focusing on the excess nature of the funds.

monetary overflow

Employs a more vivid image, suggesting an "overflow" of money, implying a situation beyond simple surplus.

wealth surplus

Substitutes "money" with "wealth", broadening the concept to include all assets.

ample funds

Indicates that funds are "ample", meaning they are sufficient and more than enough.

reserve funds

Suggests the money is being held in reserve, implying it is not currently in use.

excess revenue

Emphasizes that the surplus comes from "revenue", indicating earnings or income.

FAQs

How can I use "surplus of money" in a sentence?

You can use "surplus of money" to describe a situation where there is more money available than needed. For example: "The company decided to invest its "surplus of money" in research and development".

What are some alternatives to saying "surplus of money"?

Alternatives include "excess of funds", "financial abundance", or "cash surplus", depending on the context.

Is it grammatically correct to say "surplus of money"?

Yes, "surplus of money" is grammatically correct and commonly used to describe a situation where there is an excess of funds available.

What's the difference between "surplus of money" and "profit"?

"Surplus of money" indicates an excess of funds, while "profit" refers specifically to earnings after all expenses have been paid. A company can have a "surplus of money" without necessarily making a profit if it had prior losses.