surplus assets over liabilities

USAGE SUMMARY

The phrase "surplus assets over liabilities" is correct and usable in written English.
It can be used in financial contexts to describe the excess of assets that a company or individual has after subtracting their liabilities. Example: "The company's financial health is strong, as it has a significant surplus of assets over liabilities, indicating a solid balance sheet."

✓ Grammatically correct

Science

News & Media

Formal & Business

Human-verified similar examples from authoritative sources

Similar Expressions

60 human-written examples

Health Republic's reported total capital and surplus (excess of assets over liabilities according to regulatory accounting) of $81 million as of June 30 this year was only positive because of rules permitting co-ops to count federal solvency loans as "surplus notes" rather than liabilities for the purpose of meeting regulatory capital requirements.

Forbes

So there is no way to know how much of that apparent $18.5 billion excess of assets over liabilities is wiped out by those debts.

The New York Times

First, some background: Surplus is the excess of an insurance company's assets over liabilities.

Huffington Post

PVH had £125m in the bank, a surplus of assets over current liabilities and a balance sheet that was only in the red because of a £427m interest-free loan granted by BMW that had already been written off by the Germans and was not repayable for at least 45 years.

The Guardian - Business

Capital--the excess of assets over liabilities--determines solvency, so policymakers are used to thinking of it as a tool for keeping banks and the banking system safe.

Huffington Post

The working capital ratio ("WCR") - The WCR is the excess of current assets over current liabilities, typically expressed as the number of times liabilities can be divided into assets.

Forbes

And their capital, the excess of their assets over their liabilities, isn't remotely large enough to cover those potential losses.

The New York Times

Acquired surplus assets marketplace Imark.com last March.

Forbes

Archives|HAD NET OF $302,000.; Detroit Railways' Assets 50% Over Liabilities, Petition States.

The New York Times

HAD NET OF $302,000.; Detroit Railways' Assets 50% Over Liabilities, Petition States.

The New York Times

and invest the surplus into assets, rather than liabilities.

WikiHow

Expert writing Tips

Best practice

When discussing financial health, clearly quantify the "surplus assets over liabilities" to provide concrete evidence of stability.

Common error

Avoid using "surplus assets over liabilities" interchangeably with profit. Surplus refers to the excess of assets over liabilities, while profit is the income earned after deducting expenses.

Linguistic Context

The phrase "surplus assets over liabilities" functions as a noun phrase that describes a specific financial condition. It is used to indicate the extent to which a company's assets exceed its liabilities, which is a key indicator of financial health and solvency.

Expression frequency: Missing

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Ludwig's WRAP-UP

The phrase "surplus assets over liabilities" describes the financial condition where a company's assets exceed its liabilities, signaling stability. Ludwig AI indicates this phrase is grammatically correct, although it has limited examples. The phrase is most often used in news media, formal business contexts and science. When communicating about financial health, remember to clearly quantify the surplus for a clear demonstration. Be precise with terms to avoid confusing the concept of surplus with that of profits. Alternatives like "positive net worth" and "assets exceeding liabilities" can provide simpler ways to convey the same meaning.

More alternative expressions

Phrases that express similar concepts, ordered by semantic similarity:

assets exceeding liabilities

Directly states that assets are greater than liabilities, providing a clear comparison.

assets minus liabilities

Mathematically represents the calculation to find the surplus, focusing on the subtraction.

excess of assets

Highlights the abundance of assets compared to liabilities, emphasizing the overage.

positive net worth

Indicates that assets exceed liabilities, emphasizing the positive financial standing.

positive equity

Equity represents the owner's stake in the assets after deducting liabilities, where 'positive' indicates a favorable financial position.

net asset value

Focuses specifically on the value derived from assets after subtracting liabilities, quantifying the net worth.

net capital position

Emphasizes the overall capital situation after accounting for liabilities, indicating the financial strength.

capital surplus

Refers to the excess of assets over liabilities, specifically within the context of a company's capital.

favorable balance sheet

Describes a balance sheet where assets outweigh liabilities, suggesting a healthy financial state.

solvency margin

Highlights the difference between assets and liabilities, particularly in the context of an entity's ability to meet its long-term obligations.

FAQs

How can I use "surplus assets over liabilities" in a sentence?

You can use "surplus assets over liabilities" to describe a company's financial stability, for example: "The company's strong financial position is reflected in its significant "surplus assets over liabilities"".

What is a simpler way to say "surplus assets over liabilities"?

Alternatives include phrases like "positive net worth" or "assets exceeding liabilities", which convey the same meaning in a more straightforward manner.

Is it better to have surplus assets over liabilities or the opposite?

It is financially preferable to have "surplus assets over liabilities", as this indicates financial stability and a strong ability to meet obligations. The opposite, liabilities exceeding assets, suggests financial distress.

What's the difference between "surplus assets over liabilities" and "net profit"?

"Surplus assets over liabilities" refers to the difference between a company's total assets and its total liabilities, indicating its overall financial health. "Net profit", on the other hand, is the revenue remaining after deducting all costs and expenses from total revenue, reflecting profitability over a specific period.