secured financing

USAGE SUMMARY

"secured financing" is a correct and usable phrase in written English.
It refers to a type of financing in which the borrower provides collateral, such as an asset or property, to secure the loan. This collateral serves as a guarantee for the lender that they will be able to recoup their money if the borrower defaults on the loan. One example of using "secured financing" in a sentence could be: "The new business venture was able to obtain secured financing through a bank, using their commercial property as collateral."

✓ Grammatically correct

News & Media

Formal & Business

Science

Human-verified examples from authoritative sources

Exact Expressions

60 human-written examples

Typically, they have already secured financing and have developed a satisfactory level of security.

Bplans

Q Have you secured financing?

The New York Times

"I have secured financing.

The New York Times

The Clintons subsequently secured financing from a commercial bank.

The New York Times

The project stagnated until last year, when the company secured financing from an Australian wireless operator.

The New York Times

K.K.R. has secured financing from Credit Suisse, Jefferies, UBS and its own capital markets arm.

The New York Times

GE Capital agreed to provide Xerox with about $1 billion in secured financing, Xerox said.

The New York Times

He said that GE Capital had agreed to provide it with $700 million in secured financing.

The New York Times

The company said it obtained the secured financing through new or existing credit lines.

The New York Times

GE Capital also agreed to provide Xerox with about $1 billion in secured financing.

The New York Times

To its credit, the Chicago public schools have secured financing and are actively working with stakeholders to address these issues.

The New York Times

Expert writing Tips

Best practice

When discussing financial strategies in business plans or reports, use "secured financing" to clearly indicate that the loan or funding is backed by collateral, which can influence investor confidence.

Common error

Avoid using "secured financing" loosely. It specifically means there's collateral involved. If the financing isn't secured by assets, opt for a more general term like "funding" or "investment" to prevent misinterpretations.

Linguistic Context

The phrase "secured financing" functions primarily as a noun phrase, often acting as the subject or object of a sentence. As Ludwig AI suggests, it describes the type of funding obtained with collateral.

Expression frequency: Very common

Frequent in

News & Media

50%

Formal & Business

30%

Science

10%

Less common in

Encyclopedias

3%

Wiki

4%

Academia

3%

Ludwig's WRAP-UP

In summary, "secured financing" is a common noun phrase referring to funding backed by collateral. As Ludwig AI confirms, it's grammatically correct and widely used across various professional contexts. Its primary function is to inform about a financial arrangement involving collateral, distinguishing it from unsecured financing. This term is especially prevalent in news and business publications, indicating its importance in financial discussions. Therefore, when discussing loans or investments tied to specific assets, using "secured financing" provides clarity and precision.

More alternative expressions

Phrases that express similar concepts, ordered by semantic similarity:

collateralized funding

Specifically points out that the funding is backed by collateral, offering a secured position to the lender.

guaranteed loan

Emphasizes that the loan is protected by collateral or a guarantee, reducing risk for the lender.

asset-backed financing

Highlights that the financing is directly tied to specific assets, providing a tangible form of security.

obtained funding

Focuses on the act of getting funds, without necessarily specifying the type of financing or any collateral involved.

arranged finance

Highlights the organization or preparation of financial resources, implying a structured or planned approach.

obtained capital

Emphasizes the acquisition of capital, typically for investment or business purposes.

raised funds

Focuses on gathering or collecting money, often from multiple sources, for a specific project or purpose.

acquired investment

Highlights the act of gaining investment, usually implying a longer-term financial commitment.

credit obtained

Focuses on the action of getting credit, implying that an amount is available to be used.

capital acquisition

Emphasizes the process of gaining capital, often for business growth or expansion.

FAQs

What does "secured financing" mean?

"Secured financing" refers to a loan or line of credit that is backed by collateral, such as property or equipment, which the lender can seize if the borrower defaults.

How does "secured financing" differ from unsecured financing?

Unlike unsecured financing, which relies solely on the borrower's creditworthiness, "secured financing" involves providing collateral to reduce the lender's risk. This often results in lower interest rates and more favorable terms.

What are some examples of collateral used in "secured financing"?

Common types of collateral include real estate, equipment, inventory, and accounts receivable. The specific assets depend on the nature of the loan and the borrower's business.

What are the advantages of using "secured financing" for a business?

Secured financing typically offers lower interest rates and higher borrowing limits compared to unsecured options. It can be a valuable tool for businesses needing capital for expansion or other investments.