reserve funds

USAGE SUMMARY

The phrase "reserve funds" is correct and usable in written English.
It can be used when referring to money that is set aside for a specific purpose or to cover future expenses. Example: "The organization has allocated reserve funds to ensure financial stability during unexpected downturns."

✓ Grammatically correct

News & Media

Encyclopedias

Human-verified examples from authoritative sources

Exact Expressions

58 human-written examples

Reserve funds are flush.

The New York Times

"We do have some reserve funds.

The Guardian

The disaster money is coming partly from reserve funds.

The New York Times

The state currently has only $710 million in reserve funds.

The New York Times

The partners exhausted $890 million in reserve funds earlier this year.

The New York Times

The fee is used to secure and reserve funds at a particular interest rate.

Independent

Reserve funds, built up to record levels during the boom, have been drawn down.

The New York Times

Most of the surplus is to be divided among reserve funds.

The New York Times

He is the president of the Reserve Funds, a mutual fund group in Manhattan.

The New York Times

Since then, the company has spent most if not all of $53 million in reserve funds.

The New York Times

Other states have drained tens of billions of dollars from reserve funds to avoid raising taxes.

The New York Times

Expert writing Tips

Best practice

When discussing financial planning or budgeting, specify the purpose of the "reserve funds" to provide clarity and context. For example, state whether the funds are intended for emergencies, capital improvements, or operational shortfalls.

Common error

Avoid using "reserve funds" to cover routine operational expenses. These funds are intended for unexpected needs or long-term goals, not day-to-day spending. Misusing them can lead to financial instability.

Linguistic Context

The phrase "reserve funds" functions primarily as a noun phrase, often acting as the subject or object of a sentence. According to Ludwig AI, the phrase is grammatically correct and frequently used. Examples show it referring to funds set aside for specific purposes.

Expression frequency: Very common

Frequent in

News & Media

88%

Encyclopedias

6%

Wiki

3%

Less common in

Formal & Business

1%

Science

1%

Reference

1%

Ludwig's WRAP-UP

In summary, "reserve funds" is a grammatically sound and very common noun phrase used to describe financial resources set aside for specific purposes like emergencies or investments. As highlighted by Ludwig AI, the phrase is widely accepted and utilized across numerous contexts, particularly in news and media. While similar to phrases like "contingency funds", "emergency funds", and "rainy day funds", it's crucial to distinguish its broader scope in financial discussions. Best practices involve clearly specifying the purpose of these funds and avoiding their misuse for routine expenses. Overall, understanding "reserve funds" is essential for sound financial planning and communication.

More alternative expressions

Phrases that express similar concepts, ordered by semantic similarity:

contingency funds

Focuses on the aspect of funds being available for unexpected events or emergencies.

emergency funds

Emphasizes the use of funds specifically for emergencies.

rainy day funds

An idiomatic expression implying funds saved for future difficulties.

savings reserves

Highlights the accumulation of savings intended for future use.

financial buffers

Implies a protective layer of resources to absorb financial shocks.

capital reserves

Specifically refers to reserves held in the form of capital.

cash reserves

Emphasizes that the reserves are held in cash or highly liquid assets.

dedicated funds

Highlights the allocation of funds for a specific, predetermined purpose.

set aside funds

Focuses on the action of allocating or reserving funds.

stabilization funds

Indicates that the funds are used to stabilize financial situations or markets.

FAQs

How are "reserve funds" typically used in financial planning?

"Reserve funds" are typically set aside to cover unexpected expenses, future investments, or periods of financial hardship. They provide a financial cushion and ensure stability during unforeseen circumstances.

What's the difference between "contingency funds" and "reserve funds"?

While both terms are similar, "contingency funds" often refer to funds specifically allocated for potential emergencies, whereas "reserve funds" can have a broader scope, including long-term investments or planned future expenditures.

What are some strategies for building "reserve funds"?

Strategies for building "reserve funds" include setting aside a percentage of each paycheck or revenue stream, reducing unnecessary expenses, and automating transfers to a dedicated savings account.

How much money should I keep in "reserve funds"?

The ideal amount for "reserve funds" varies depending on individual circumstances, but a general rule of thumb is to have enough to cover three to six months of living expenses or operating costs.