principal finance

USAGE SUMMARY

The phrase "principal finance" is correct and usable in written English.
It can be used in contexts related to finance, particularly when discussing the main or primary aspects of financial management or investment. Example: "The company's principal finance strategy focuses on maximizing shareholder value through prudent investment decisions."

✓ Grammatically correct

Formal & Business

News & Media

Science

Human-verified examples from authoritative sources

Exact Expressions

17 human-written examples

Ms Saunders is a dealmaker specialising in "principal finance".

The Economist

In hectoring speeches in the Lok Sabha, Mr. Gandhi charged that the principal finance secretary, H.M. Patel, and the finance minister, Mr. Krishnamachari, had pushed LIC's investment through.

The New York Times

The bank's specialised-finance department, of which principal finance is a big part, contributed half its profits during the past four years.

The Economist

Unlike traditional investment-banking, principal finance involves a bank using its own capital to acquire assets, rather than acting as an agent.

The Economist

An executive knowledgeable about Ms. Saunders's actions said that she has already arranged financing to buy the equity stakes held by Principal Finance, which total $168 million.

The New York Times

Mr. Hands, who quit as head of Nomura's principal finance group on April 1, helped the firm's trading profit jump 48percentt with the pub sales.

The New York Times

Human-verified similar examples from authoritative sources

Similar Expressions

43 human-written examples

Most foundations, large and small, strive to keep their "corpus," or principal financing, intact.

The New York Times

If the New York City school system is underfinanced, the reason is that the city's real estate taxes, which are the principal financing source for school systems, are very low compared with those in Westchester.

The New York Times

The board's decision followed a damning report by BaFin, Germany's financial regulator, on the shoddy control by WestLB of its principal-finance unit in London.

The Economist

Jürgen Sengera, the German state-owned regional bank's boss, resigned after a regulatory probe of WestLB's controversial principal-finance unit identified a lack of risk control.

The Economist

It beat the London-based principal-finance arm of Nomura, a big Japanese securities firm.More controversial is the sale of the railway homes, which the transport ministry says it expects to complete over the next couple of months.

The Economist

Expert writing Tips

Best practice

When discussing specific financial activities where a bank uses its own capital, use "principal finance" to differentiate from traditional investment banking, where the bank acts as an agent.

Common error

Ensure you're using "principal finance" (the main finance) and not confusing it with 'principle finance', which is grammatically incorrect in this context. "Principal" refers to the main or primary aspect.

Linguistic Context

The phrase "principal finance" functions as a noun phrase, typically used as a descriptor in financial contexts. Ludwig AI indicates its correct usage in contexts where the primary aspect of finance or funding is being discussed.

Expression frequency: Common

Frequent in

News & Media

35%

Formal & Business

35%

Science

30%

Less common in

Wiki

0%

Encyclopedias

0%

Social Media

0%

Ludwig's WRAP-UP

In summary, "principal finance" is a grammatically sound noun phrase that describes a bank's use of its own capital for acquisitions, distinguishing it from traditional investment banking. Ludwig AI confirms its correct usage, particularly in professional contexts such as news, business, and scientific publications. While alternatives like "main financing" or "core funding" exist, they might not fully capture the specific nuance. When using this term, ensure you're differentiating it from traditional banking activities and avoid confusing "principal" with "principle".

More alternative expressions

Phrases that express similar concepts, ordered by semantic similarity:

main financing

Focuses on the 'main' aspect rather than 'principal', altering the emphasis slightly.

core funding

Highlights the fundamental 'funding' aspect, differing from the broader scope of 'finance'.

primary financial backing

Replaces 'finance' with 'financial backing', emphasizing the support aspect.

chief monetary support

Emphasizes 'monetary support' as the primary element, changing the tone.

key financial resources

Shifts focus to 'financial resources', highlighting the assets involved.

central financial management

Emphasizes the 'management' aspect, broadening the scope beyond just funding.

essential financial planning

Highlights the 'planning' aspect, focusing on strategy rather than direct financing.

fundamental capital

Focuses on 'capital' as the core element, altering the perspective.

major financial investment

Emphasizes the 'investment' aspect, changing the context slightly.

leading economic support

Highlights the 'economic support' aspect, broadening the scope beyond finance.

FAQs

What does "principal finance" mean in the context of banking?

In banking, "principal finance" refers to a bank using its own capital to acquire assets, rather than acting as an agent for others. This distinguishes it from traditional investment banking.

How does "principal finance" differ from traditional investment banking?

Principal finance involves a bank using its own capital to acquire assets, while traditional investment banking typically involves acting as an agent for clients.

What are some of the risks associated with "principal finance"?

Since "principal finance" involves a bank using its own capital, the risks are directly borne by the bank. These risks can include potential losses on investments and the need for careful risk management.

What are some alternative terms for "principal finance"?

While "principal finance" is a specific term, you might use alternatives such as "main financing" or "core funding" depending on the specific nuance you want to convey. However, these alternatives may not fully capture the specific meaning of "principal finance".