policyholder

USAGE SUMMARY

"policyholder" is correct and can be used in written English.
Policyholder can be used to refer to a person who holds an insurance policy. For example: "The policyholder was entitled to a payout when their home was damaged during a storm."

✓ Grammatically correct

News & Media

Encyclopedias

Human-verified examples from authoritative sources

Exact Expressions

60 human-written examples

If a policyholder has an accident, a claims officer goes straight to the scene, gives him a cellphone and a cup of coffee, pulls out a laptop and, in 95% of cases, hands him a claim cheque on the spot.

The Economist

The idea, well-established in America, is that elderly people can sell their life-insurance policies to investors who will keep paying the premiums and collect the payout when the policyholder dies.

The Economist

This could open a loophole for companies to rescind coverage to see whether a policyholder has the time, gumption, and lawyer-power to challenge them.

The Economist

Many policies do not pay out if the policyholder is killed by acts of war.

The Economist

A prospective policyholder with numerous speeding tickets is more likely than a safer driver to end up with a sports injury.

The Economist

They had no idea that WellPoint was using a computer algorithm that automatically targeted them and every other policyholder recently diagnosed with breast cancer.The Patient Protection and Affordable Care Act was signed on March 22nd.

The Economist

And in extremis a "policyholder guarantee fund" should be able to take control.

The Economist

In France, for example, insurers can destroy their records if they have had no contact with the policyholder for 30 years.

The Economist

Even on their websites, insurers posted urgent calls for policyholder action.

The Economist

Generali also argues that its compensation does not matter, because it was paid no more than the net asset value of its East-European operations ie, what was left after subtracting policyholder liabilities.The question of who controls Generali has always aroused speculation, because of the untransparent nature of its shareholders.

The Economist

In this contract, the insurer makes a charge each month for general expenses and mortality costs and credits the amount of interest earned to the policyholder.

Encyclopedia Britannica

Expert writing Tips

Best practice

When writing about insurance claims, clearly specify whether you are referring to the "policyholder" or the beneficiary to avoid confusion.

Common error

Avoid using "policyholder" and "beneficiary" interchangeably. The "policyholder" owns the policy, while the beneficiary receives the benefits upon the occurrence of the insured event.

Linguistic Context

The primary grammatical function of "policyholder" is as a noun, denoting a person or entity that holds an insurance policy. Ludwig AI confirms its usage as such, based on numerous examples found in its database.

Expression frequency: Very common

Frequent in

News & Media

65%

Encyclopedias

18%

Formal & Business

7%

Less common in

Science

5%

Wiki

0%

Reference

0%

Ludwig's WRAP-UP

The term "policyholder" is a noun that refers to the individual or entity who owns an insurance policy. Ludwig AI confirms that this term is grammatically correct and frequently used, especially in the contexts of News & Media and Encyclopedias. Related terms include "insured party" and "insurance holder". When writing, it's crucial to differentiate between "policyholder" and beneficiary. As a final remark, this entry provides a comprehensive overview of the term, from its grammatical function to common errors in usage.

More alternative expressions

Phrases that express similar concepts, ordered by semantic similarity:

insurance holder

A direct synonym, simply replacing "policy" with "insurance".

insured party

Replaces "policyholder" with a more formal term, emphasizing the insurance aspect.

covered individual

Highlights the coverage aspect provided by the insurance policy.

life assured

Specifically used in life insurance contexts, indicating the person whose life is insured.

insurance beneficiary

Focuses on the benefit received from the insurance policy, rather than the act of holding the policy.

person with an insurance policy

A more generic and descriptive way to refer to a policyholder.

plan member

Used specifically in the context of health or benefits plans.

client with insurance coverage

A more descriptive alternative, explicitly mentioning the insurance coverage.

one insured under the policy

A formal and descriptive alternative clarifying the relationship with the insurance.

annuitant

Refers to the person entitled to receive benefits from an annuity policy.

FAQs

How is "policyholder" used in a sentence?

The word "policyholder" is used to describe someone who owns an insurance policy. For example, "The "policyholder" received a check after filing their claim."

What is a synonym for "policyholder"?

Synonyms for "policyholder" include "insured party", "insurance holder", or "covered individual".

What's the difference between a "policyholder" and a beneficiary?

A "policyholder" is the person who owns the insurance policy, whereas a beneficiary is the person who receives the benefits of the policy upon the death of the "policyholder".

When is it appropriate to use "policyholder" instead of "insured"?

"Insured" generally refers to the state of being covered by insurance. "Policyholder" is more specific, referring to the person or entity who holds the actual insurance policy and has a contractual relationship with the insurer.