Used and loved by millions
Since I tried Ludwig back in 2017, I have been constantly using it in both editing and translation. Ever since, I suggest it to my translators at ProSciEditing.

Justyna Jupowicz-Kozak
CEO of Professional Science Editing for Scientists @ prosciediting.com
payable in full
Grammar usage guide and real-world examplesUSAGE SUMMARY
The phrase "payable in full" is correct and usable in written English.
You can use this phrase when expressing a debt that is required to be paid in its entirety. For example, "This loan is payable in full after 6 months."
✓ Grammatically correct
News & Media
Academia
Formal & Business
Table of contents
Usage summary
Human-verified examples
Expert writing tips
Linguistic context
Ludwig's wrap-up
Alternative expressions
FAQs
Human-verified examples from authoritative sources
Exact Expressions
3 human-written examples
Option 1: £2,750 + VAT payable in full in advance Option 2: £1,200 + VAT payable in full in advance Option 3: £2,750 + VAT payable in full in advance Option 4: £2,750 + VAT payable in full in advance Option 5: £1,900 + VAT payable in full in advance Payment will be made directly to Tim Lott.
News & Media
Income received on Dec. 31, 2012, is taxed by April 15 , 2013 taxes on money received on Jan . 1 , 2013may not be payable in full until April 15 , 2014
News & Media
Again, the percentage varies, depending on the merchant's charge volume and chosen method of submission and payment--a simple mail exchange, or an "express deposit" at a local bank under contract to American Express but it's generally higher than bank cards because American Express bills, payable in full each month, earn no finance charges.
News & Media
Human-verified similar examples from authoritative sources
Similar Expressions
57 human-written examples
Where a small client argues over every penny on an invoice, a big client (once we figure out how to get our invoice through their accounts payable maze) normally pays in full when due (or 800 days later in some cases!).
News & Media
The mortgagee's share of a property's net appreciated value shall be payable upon maturity or upon payment in full of the loan or sale or transfer (as defined by the Secretary) of the property, whichever occurs first.
Academia
For those who wish to pay what they owe in full, they can send a check made payable to the United States Treasury, being sure to note the taxpayer's social security number or employer identification number, tax period, and related tax form number.
News & Media
In European countries invalidity pensions became payable after full short-term sickness benefit rights had been received.
Encyclopedias
Installments are due and payable not later than the last day of each 12-month period of each of the partial and final loan disbursements, until the principal plus interest has been paid in full.
Academia
Puerto Rico failed to make a $58 million bond payment in full on Monday, sending the US territory into default a month after its governor declared that the roughly $72 billion in public debt that it owes was not payable.
News & Media
She is self-employed and you pay for her services: for full care this is about £2,500, which may be payable in instalments.
News & Media
and Made Payable in Thirty Annual Instalments.
News & Media
Expert writing Tips
Best practice
When using "payable in full" in contracts or agreements, ensure the timeframe for the full payment is clearly stated to avoid ambiguity. For example, specify "payable in full within 30 days of invoice date".
Common error
Avoid assuming that "payable in full" automatically implies immediate payment. Always clarify the exact due date or payment schedule to prevent disputes or late fees.
Source & Trust
85%
Authority and reliability
4.5/5
Expert rating
Real-world application tested
Linguistic Context
The phrase "payable in full" functions as an adjective phrase that modifies a noun (e.g. loan, debt, amount), specifying the condition under which payment must be made. As seen in Ludwig examples, it clarifies that the entire amount is due at once.
Frequent in
News & Media
50%
Academia
30%
Formal & Business
20%
Less common in
Science
0%
Encyclopedias
0%
Wiki
0%
Ludwig's WRAP-UP
The phrase "payable in full" is a specification of payment terms, indicating that the entire amount of a debt or obligation must be settled in one single payment. Grammatically correct, its usage spans across professional, neutral, and formal registers. According to Ludwig, while relatively common, its specific use is to ensure clarity and prevent any ambiguity related to payment expectations. As highlighted in the writing guidance, it is crucial to define the timeframe when using this phrase to clarify any misunderstandings. Examples can be found in news articles, legal documents, and academic texts.
More alternative expressions(10)
Phrases that express similar concepts, ordered by semantic similarity:
fully payable
Inversion of the original phrase. The adjective precedes the adverb.
due in its entirety
Replaces "payable" with "due" and "full" with "entirety", emphasizing the total amount.
completely settled
Focuses on the action of settling the debt, rather than the obligation to pay.
paid in full
Indicates that the payment has already been completed.
entire balance due
Focuses on the outstanding balance that needs to be paid.
total amount payable
Highlights the total sum that must be paid.
full payment required
Emphasizes the requirement for a complete payment.
balance to be paid in one lump sum
Specifies that the payment must be made in a single installment.
no partial payments accepted
Indicates that only full payments are allowed.
all dues cleared
Implies that all outstanding debts have been paid.
FAQs
How can I use "payable in full" in a sentence?
You can use "payable in full" to specify that an entire balance is due at once, such as, "The loan is "payable in full" after one year".
What's the difference between "payable in full" and "paid in full"?
"Payable in full" indicates a requirement for the total amount to be paid, while "paid in full" signifies that the payment has already been completed.
What are some alternatives to saying "payable in full"?
Alternatives include "due in its entirety", "fully payable", or "entire balance due".
What does "payable in full" mean in financial terms?
In finance, "payable in full" means that the entire outstanding balance of a debt or obligation must be settled at the specified time, without partial payments or installments.
Editing plus AI, all in one place.
Stop switching between tools. Your AI writing partner for everything—polishing proposals, crafting emails, finding the right tone.
Table of contents
Usage summary
Human-verified examples
Expert writing tips
Linguistic context
Ludwig's wrap-up
Alternative expressions
FAQs
Source & Trust
85%
Authority and reliability
4.5/5
Expert rating
Real-world application tested