Money can also be collected at branches of Safaricom, one of Kenya's largest mobile phone operators, and then deducted from the borrower's pay packet at the end of the month.
In a small black rucksack he carries all his possessions: a phone, an old toothbrush, a spare pair of underpants and trousers, and a packet of paracetamol, purchased in a pound shop, to stave off the aches and pains that come from living on the streets.
There is an interesting parallel with Harold Wilson and Jim Callaghan before the 1975 referendum, who trotted round the capitals of Europe getting a packet of matches rather than a cigar and hailed this as a great triumph".
But paracetamol taken as it says on the packet is likely to be safe; what we do know for sure is that a few extra can be dangerous.
The teenager was walking back from a convenience store in Sanford, where he had gone to buy a packet of Skittles and a can of iced tea.
Clandestine abortions cost anywhere between £50 for a packet of misopostrol pills (tablets that can be inserted into the vagina to induce an abortion), and £1,200 for an appointment in a private clinic.
At the bottom, I came upon the other item no self-respecting actor was without back then: a crumpled packet of condoms.
Many recipes dodge the issue by pointing you towards "packet instructions", but Stein suggests dunking them in boiling water for two minutes, while Luu goes for 5 10 minutes, "until soft".
One of our party was so fearful of what lay ahead he took an entire packet of Imodium before he even entered the forest.
For me it's mainly about our passion for food combined with our passion and love for our country – and putting this into a packet.
As you doubtless know, this was once a one-party state, an autocracy ruled by Gwyneth Paltrow's Goop, less a website than a peek into a bizarro alternate universe, where the "inner aspect" is "nourished", children willingly eat flax oil for breakfast, and "bath salts for inner peace" can be had for a mere $78 £488) a packet.
