out of debt

USAGE SUMMARY

"out of debt" is correct and usable in written English.
You can use it when referring to a situation when someone is no longer in debt. For example, "After years of hard work, I am finally out of debt."

✓ Grammatically correct

News & Media

Wiki

Science

Human-verified examples from authoritative sources

Exact Expressions

54 human-written examples

So Greece is effectively shut out of debt markets.

The Economist

Getting out of debt is a big one these days, the problem is figuring out how.

The New Yorker

Getting out of debt is difficult, so the children often get sold on.

The Economist

Getting out of debt can feel like a battle — because it is one, on many fronts.

The New York Times

Getting out of debt still is couched, typically, as a straightforward money issue.

The New York Times

Remember the old adage "out of debt, out of danger"?

Forbes

(See "Rio Digs Its Way Out Of Debt").

Forbes

Katie Getting out of debt; transgender model Carmen Carrera and Laverne Cox.

Los Angeles Times

In other words: Try to keep out of debt as much as possible.

WikiHow

Human-verified similar examples from authoritative sources

Similar Expressions

2 human-written examples

This field is not a get-out-of-debt-free card.

TechCrunch

"The new entity will come out of that debt free.

BBC

Expert writing Tips

Best practice

Use "out of debt" to clearly indicate a state of being free from financial obligations. It's a straightforward and easily understood expression.

Common error

Avoid assuming that being "out of debt" automatically equates to financial security. It simply means you no longer owe money, not necessarily that you have ample savings or investments.

Linguistic Context

The phrase "out of debt" functions as a prepositional phrase, typically used as an adjective to describe a state of being free from financial obligations. Ludwig AI confirms its correctness and usability in written English.

Expression frequency: Very common

Frequent in

News & Media

69%

Wiki

11%

Science

9%

Less common in

Formal & Business

4%

Reference

2%

Encyclopedias

1%

Ludwig's WRAP-UP

The phrase "out of debt" is a common and grammatically correct way to describe being free from financial obligations. Ludwig AI confirms its validity and usefulness. It's versatile, appearing frequently in news, media, and informal contexts. While it indicates a positive financial state, it's important to remember that it doesn't necessarily imply overall financial security. Alternatives such as "debt free" and "solvent" offer similar meanings with slightly different connotations.

More alternative expressions

Phrases that express similar concepts, ordered by semantic similarity:

debt-free

Adjective describing the state of not having any debt.

free from debt

Directly states the absence of debt obligations.

solvent

Describes the ability to pay debts and manage financial obligations.

not owing anything

Simple and direct way of stating that one has no debts.

having paid off all debts

Emphasizes the action of fully repaying debts.

financially clear

Implies a state of having no outstanding financial burdens.

clear of financial obligations

Emphasizes the release from any financial duties or requirements.

with no liabilities

Focuses on the absence of financial liabilities or obligations.

unencumbered by debt

Highlights the freedom and lack of restriction caused by debt.

in the black

An idiom referring to a positive financial state, as opposed to being in debt.

FAQs

How can I use "out of debt" in a sentence?

You can use "out of debt" to describe a state of being free from financial obligations. For example, "After years of saving, I'm finally "out of debt"".

What's a more formal way to say "out of debt"?

More formal alternatives include "solvent", "financially clear", or "with no liabilities".

Is it correct to say "out of debts" instead of "out of debt"?

The correct phrase is "out of debt". "Debt" is often used as an uncountable noun in this context, so the plural form "debts" is not typically used.

What is the difference between "debt free" and "out of debt"?

"Debt free" is an adjective describing the state of being without debt, while "out of debt" is a prepositional phrase describing the action of becoming free from debt or the state of no longer being in debt. The meaning is very similar.