our savings

USAGE SUMMARY

The phrase "our savings" is correct and usable in written English.
You can use it when referring to the money that you and another person or group have saved together. Example: "We need to discuss how we will use our savings for the upcoming vacation."

✓ Grammatically correct

News & Media

Formal & Business

Human-verified examples from authoritative sources

Exact Expressions

60 human-written examples

Our savings.

The New York Times

All our savings went.

The Guardian

The second surprise was about our savings.

The New York Times

Financial capital is our savings or investments.

The New York Times

"We will lose all our savings".

The New York Times

Dig into all our savings?

The New York Times

We're living off our savings.

The New Yorker

We are depleting our savings.

The New York Times

We poured all our savings into it.

The Guardian - Lifestyle

We spend all our savings on masonry.

The Guardian

"It was really all our savings".

The New York Times - Style

Expert writing Tips

Best practice

In formal reports, consider alternatives like "combined financial reserves" for a more professional tone.

Common error

Avoid using "our savings" when referring to individual savings accounts; clarify ownership to prevent ambiguity. If you mean each one's savings, it is better to specify "each one's savings".

Linguistic Context

The phrase "our savings" functions as a noun phrase, where "our" is a possessive determiner modifying the noun "savings". It refers to the collective amount of money or assets that belong to a group.

Expression frequency: Very common

Frequent in

News & Media

68%

Formal & Business

15%

Science

7%

Less common in

Wiki

3%

Encyclopedias

3%

Social Media

1%

Ludwig's WRAP-UP

In summary, the phrase "our savings" is a common and grammatically sound way to refer to shared financial resources. As Ludwig AI confirms, it's widely used in various contexts, particularly in news and media, to discuss financial planning and economic situations. While perfectly acceptable, consider context when using alternatives like "our collective savings" for added emphasis or "our financial reserves" for a more formal tone. Be mindful to avoid using it when referring to individual savings. The prevalence of the phrase across authoritative sources reinforces its reliability and widespread understanding.

More alternative expressions

Phrases that express similar concepts, ordered by semantic similarity:

our collective savings

Emphasizes the shared and pooled nature of the savings.

our combined savings

Highlights the act of bringing individual savings together.

our joint savings

Similar to combined savings, but emphasizes shared ownership and access.

the money we saved

Focuses on the action of saving rather than the accumulated savings themselves.

our nest egg

Offers a more idiomatic and informal way to refer to savings.

our financial reserves

Presents a more formal and professional term for savings.

our accumulated capital

Uses economic terminology to describe the savings as a form of capital.

our rainy day fund

Highlights savings intended for emergencies or unexpected expenses.

our financial cushion

Emphasizes the protective and supportive role of savings.

the funds we have saved

Similar to "the money we saved", highlighting the saving action and resulting funds.

FAQs

How can I use "our savings" in a sentence?

You can use "our savings" to refer to money that a group of people or a couple has saved together. For example: "We are using "our savings" to buy a house."

What are some alternatives to "our savings"?

Alternatives include "our collective savings", "our combined savings", or "our joint savings" depending on the context.

Is it appropriate to use "our savings" in a formal context?

Yes, "our savings" is acceptable in most contexts. However, in more formal or professional settings, consider using "our financial reserves" for a more formal tone.

When should I avoid using "our savings"?

Avoid using "our savings" if you are referring to individual savings that are not shared. In such cases, it's better to specify whose savings you are discussing to avoid confusion.