on a borrowing basis

USAGE SUMMARY

The phrase "on a borrowing basis" is correct and usable in written English.
It can be used to describe a situation where something is provided temporarily with the expectation that it will be returned, often in financial or resource contexts. Example: "The equipment will be provided on a borrowing basis until the new units arrive."

✓ Grammatically correct

Human-verified similar examples from authoritative sources

Similar Expressions

60 human-written examples

State firms went on a borrowing spree.

The Economist

Government borrowing in its modern form first occurred in medieval Genoa and Venice when the city governments borrowed on a commercial basis from the newly developed banks.

Encyclopedia Britannica

I started to really see the power of celebrity, as well as their stylists' influence on fashion: Rachel Zoe, Jessica Paster and Arianne Phillips would come to the store on a regular basis to borrow clothes for their clients.

Huffington Post

The basic elements that are contained in each of the proposals revolve around how to collect the revenues needed to run the government by changing different prescriptions in the tax code and at the same time curtailing the amount that the government spends in entitlements, defense and discretionary programs, and therefore has to borrow, on a regular basis.

Huffington Post

It is ordinarily better to borrow on an unsecured basis, but frequently a borrower's credit rating is not strong enough to justify an unsecured loan.

Encyclopedia Britannica

For someone borrowing £80,000 on a repayment basis over 20 years, the Norwich & Peterborough deal would work out cheaper, with a total outlay (monthly payments plus the fee) over two years of £10,227.

The Guardian - Money

The city was deeply in debt and borrowing money on a monthly basis just to meet its payroll, and the state was, by comparison, a flush and well-run operation.

The New York Times

The worry is that short-term interest rates set by the European Central Bank for the euro area will have a disproportionate effect on British homebuyers because much more of their borrowing is on a variable basis rather than the fixed rates common in Europe.

The Economist

"Hospitals are dealing with staffing on an hourly basis and borrowing from Peter to pay Paul just to cover shifts," she said.

The New York Times

However, this score may also indicate that your partner would actually like to borrow cash on a regular basis but you won't let them.

The Guardian - Lifestyle

Through borrowing on a short-term basis and investing the proceeds in long-term Treasuries or mortgage bonds, the banks can pocket a generous "spread," which is precisely what they have been doing.

The New Yorker

Expert writing Tips

Best practice

Use "on a borrowing basis" to clearly indicate that an item or resource is provided temporarily and is expected to be returned. This is common in formal or business contexts when clarifying the terms of providing equipment, funds, or services.

Common error

Avoid using "on a borrowing basis" when the arrangement is intended to be permanent or involve a transfer of ownership. Use terms like "sold", "transferred", or "gifted" instead to accurately reflect the nature of the exchange.

Linguistic Context

The phrase "on a borrowing basis" functions as an adverbial phrase, modifying a verb or clause to describe the terms under which something is acquired or provided. It specifies that the acquisition is temporary and implies an obligation to return the item or resource. Ludwig AI confirms its correct usage.

Expression frequency: Missing

Frequent in

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Less common in

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Ludwig's WRAP-UP

In summary, "on a borrowing basis" is a grammatically correct phrase used to indicate that something is provided temporarily and is expected to be returned. As Ludwig AI confirms, its use is appropriate in formal or business settings where clarity about the temporary nature of an arrangement is crucial. While examples are missing, related phrases such as "on a loan basis" or "on a temporary basis" can serve as alternatives depending on the context. Remember to avoid using this phrase when an arrangement is permanent, as this could lead to misunderstandings.

More alternative expressions

Phrases that express similar concepts, ordered by semantic similarity:

on a loan basis

Replaces 'borrowing' with 'loan', emphasizing the act of lending.

on a credit basis

Specifies that the borrowing is happening through credit arrangements.

on a temporary basis

Focuses on the limited time frame for which something is provided.

subject to recall

Highlights the possibility of the item being returned.

on a short-term loan

Emphasizes the short duration of the borrowing agreement.

conditional upon return

Makes the provision dependent on the item's eventual return.

with the understanding of return

Stresses a mutual agreement about the return of the item.

on consignment

Suggests a more formal arrangement where goods are held for sale but owned by another party.

on a lease agreement

implies more formal and longer arrangement where an asset is rented

rented temporarily

Specifies using something temporarily in exchange for payment

FAQs

How can I use "on a borrowing basis" in a sentence?

You can use "on a borrowing basis" to indicate that something is provided temporarily with the expectation of return. For example, "The equipment will be provided "on a borrowing basis" until the new units arrive".

What's a synonym for "on a borrowing basis"?

Alternatives include "on a loan basis", "on a credit basis", or "on a temporary basis". The best choice depends on the specific context.

Is it correct to say 'on a lending basis' instead of 'on a borrowing basis'?

While "on a lending basis" is grammatically correct, it refers to the perspective of the lender rather than the borrower. Use "on a borrowing basis" to emphasize that something is received with the intention of returning it.

When is it inappropriate to use "on a borrowing basis"?

Avoid using "on a borrowing basis" when the arrangement is permanent, involves a sale, or when there is no expectation of the item being returned. In such cases, use terms like "sold", "transferred", or "given as a gift".