Used and loved by millions
Since I tried Ludwig back in 2017, I have been constantly using it in both editing and translation. Ever since, I suggest it to my translators at ProSciEditing.

Justyna Jupowicz-Kozak
CEO of Professional Science Editing for Scientists @ prosciediting.com
low on funds
Grammar usage guide and real-world examplesUSAGE SUMMARY
The phrase "low on funds" is correct and usable in written English.
You can use it when referring to a situation where someone has limited financial resources or money available. Example: "I'm sorry, but I can't go out to dinner this week; I'm a bit low on funds right now."
✓ Grammatically correct
News & Media
Academia
Wiki
Table of contents
Usage summary
Human-verified examples
Expert writing tips
Linguistic context
Ludwig's wrap-up
Alternative expressions
FAQs
Human-verified examples from authoritative sources
Exact Expressions
58 human-written examples
Is the government low on funds?
News & Media
They lack coordination and are low on funds.
News & Media
They were both in the Army and low on funds.
News & Media
The school was constantly low on funds and enrollment, and it eventually closed in 1995.
News & Media
It is much harder to cope with the cold when you're low on funds.
News & Media
Sick and running low on funds, Wang's mother closed the school.
Academia
Aimee Lucido appears to be low on funds, and it just breaks my heart.
News & Media
As the administration and Congress bicker, the rebels say they are running dangerously low on funds.
News & Media
Unframed art has long been popular with struggling artists low on funds and with galleries started on a shoestring.
News & Media
Human-verified similar examples from authoritative sources
Similar Expressions
2 human-written examples
By June 1999, Proscript was running perilously low on funding.
News & Media
The Internet sector actually fell and hit a five-quarter low on funding.
News & Media
Expert writing Tips
Best practice
When writing about financial situations, consider the audience and choose synonyms for "low on funds" to maintain clarity and avoid being overly technical or informal.
Common error
Avoid using "low on funds" when "poor" is more appropriate. "Low on funds" typically implies a temporary situation, while "poor" indicates a more chronic state of lacking financial resources.
Source & Trust
82%
Authority and reliability
4.5/5
Expert rating
Real-world application tested
Linguistic Context
The phrase "low on funds" functions as an adjectival phrase. It modifies a noun, indicating a state of having limited financial resources. Ludwig AI shows that is grammatically correct.
Frequent in
News & Media
60%
Academia
20%
Wiki
10%
Less common in
Science
5%
Encyclopedias
3%
Formal & Business
2%
Ludwig's WRAP-UP
In summary, the phrase "low on funds" is a grammatically sound and frequently used expression indicating a lack of financial resources. Ludwig AI validates this usage, and its appearance across varied sources confirms its broad applicability. Though neutral in tone, careful selection of synonyms like "short of money" or "financially strained" can enhance clarity depending on your specific context. Remember to differentiate "low on funds," a temporary shortage, from "poor," a more chronic condition. Understanding these nuances enables you to convey financial situations with accuracy and precision.
More alternative expressions(10)
Phrases that express similar concepts, ordered by semantic similarity:
short of money
This alternative uses "short" to convey the lack of funds, emphasizing a temporary shortage.
strapped for cash
This alternative uses "strapped" to indicate a tight financial situation, suggesting limited access to cash.
running out of money
This alternative emphasizes the depletion of funds over time.
financially strained
This alternative highlights the burden and pressure caused by the lack of funds.
in financial difficulty
This alternative indicates a more serious and prolonged lack of financial resources.
experiencing a cash flow problem
This alternative focuses on the disruption in the flow of money, suggesting a temporary imbalance.
having monetary issues
This alternative is a more general way to refer to problems related to money.
in a tight spot financially
This alternative conveys being in a difficult situation due to lack of money.
hard up
This alternative is an informal term for lacking money, suggesting a difficult situation.
broke
This alternative is a direct and informal term for having no money.
FAQs
What does it mean to be "low on funds"?
Being "low on funds" means having a limited amount of money available, typically implying a temporary shortage or a need to budget carefully.
What can I say instead of "low on funds"?
You can use alternatives like "short of money", "strapped for cash", or "running out of money" depending on the context.
Is it more formal to say "low on funds" or "short of money"?
"Low on funds" and "short of money" are generally considered neutral. More formal options might include "experiencing financial constraints" or "facing budgetary limitations".
How can the phrase "low on funds" be used in a sentence?
You can use "low on funds" in a sentence like, "The organization was "low on funds", so they had to postpone the project," or, "I'm a bit "low on funds" this month, so I'll have to skip the concert."
Editing plus AI, all in one place.
Stop switching between tools. Your AI writing partner for everything—polishing proposals, crafting emails, finding the right tone.
Table of contents
Usage summary
Human-verified examples
Expert writing tips
Linguistic context
Ludwig's wrap-up
Alternative expressions
FAQs
Source & Trust
82%
Authority and reliability
4.5/5
Expert rating
Real-world application tested