level of indebtedness

USAGE SUMMARY

The phrase "level of indebtedness" is correct and usable in written English.
It can be used when discussing the amount of debt someone or an entity has, often in financial contexts. Example: "The company's level of indebtedness has increased significantly over the past year, raising concerns among investors."

✓ Grammatically correct

News & Media

Formal & Business

Science

Human-verified examples from authoritative sources

Exact Expressions

44 human-written examples

Is there a level of indebtedness at which growth ceases or turns negative?

The New Yorker

Wages, income in general and the level of indebtedness are still headwinds".

The New York Times

The high level of indebtedness of households and some companies aggravates these vulnerabilities.

The New York Times

The level of indebtedness of U.S. consumers may well be unsustainable, along with the country's debts to foreigners.

Harvard Business Review

Nonetheless, the report said that the city's level of indebtedness, although high, is still $8.5 billion below the legal limit of $40 billion.

The New York Times

Low interest rates have also, of course, helped keep afloat individuals and businesses whose level of indebtedness would, in previous downturns, have caused them to sink.

The Guardian - Business

Human-verified similar examples from authoritative sources

Similar Expressions

16 human-written examples

In other cases, Chinese soft loans are raising levels of indebtedness.

The Guardian

This naturally drove up asset prices and encouraged high levels of indebtedness.

The Economist

Some of the variation is attributable to different levels of indebtedness.

Columbia University

These are the highest levels of indebtedness in British peacetime history.

The Guardian

In the last year, 10 Brazilian states (of the 26 plus the Federal District) were showing levels of indebtedness of its families beyond 70%.

The Guardian - Opinion

Expert writing Tips

Best practice

When discussing financial health, clearly quantify the "level of indebtedness" by specifying the currency and timeframe. For example, "The country's level of indebtedness reached $1 trillion in 2024."

Common error

Avoid using "level of indebtedness" interchangeably with liquidity. Indebtedness refers to the amount of debt, while liquidity refers to the ability to meet short-term obligations. Having a low level of indebtedness doesn't necessarily guarantee high liquidity.

Linguistic Context

The phrase "level of indebtedness" functions as a noun phrase, typically serving as the subject or object of a sentence. It quantifies the magnitude of debt, as Ludwig's examples demonstrate with references to national debt, corporate liabilities, and individual loans. Ludwig AI indicates that this phrase is correct and usable in English.

Expression frequency: Common

Frequent in

News & Media

55%

Formal & Business

25%

Science

20%

Less common in

Academia

0%

Encyclopedias

0%

Wiki

0%

Ludwig's WRAP-UP

The phrase "level of indebtedness" is a noun phrase commonly employed to describe the amount of debt held by an entity, be it an individual, a company, or a nation. As shown by Ludwig, this phrase is grammatically correct and widely used in news, business, and academic contexts to evaluate financial health and potential risks. While alternatives like "amount of debt" and "debt level" exist, "level of indebtedness" carries a more formal tone. When using this phrase, be specific by quantifying the amount and timeframe. Pay attention not to confuse it with liquidity, which describes the capability to meet short-term obligations. In short, "level of indebtedness" is a useful and precise term for formal and neutral communication about financial matters.

More alternative expressions

Phrases that express similar concepts, ordered by semantic similarity:

debt level

Slightly more concise and commonly used in financial discussions.

amount of debt

More straightforward and easily understood by a general audience.

degree of indebtedness

More formal and emphasizes the extent of the debt.

outstanding debt

Emphasizes the debt that remains to be paid.

debt burden

Highlights the negative impact and weight of the debt.

debt exposure

Focuses on the risk associated with the debt.

state of debt

Focuses on the overall condition or situation regarding debt.

liability level

More general term encompassing all financial obligations, not just debt.

debt-to-income ratio

Presents the indebtedness as a ratio of debt compared to income.

financial leverage

Describes the use of debt to amplify returns or losses.

FAQs

How can I use "level of indebtedness" in a sentence?

You can use "level of indebtedness" to describe the amount of debt held by an individual, company, or country. For instance, "The company's "level of indebtedness" is a concern for investors."

What's the difference between "level of indebtedness" and "debt burden"?

"Level of indebtedness" refers to the total amount of debt, while "debt burden" implies the strain or difficulty caused by that debt. A high level of indebtedness contributes to a heavy debt burden.

Which is more formal, "amount of debt" or "level of indebtedness"?

"Level of indebtedness" is generally considered more formal than "amount of debt", making it suitable for professional and academic contexts.

What factors contribute to a high "level of indebtedness"?

Factors contributing to a high ""level of indebtedness"" can include excessive borrowing, poor financial management, economic downturns, and unexpected expenses.