is well capitalized

USAGE SUMMARY

The phrase "is well capitalized" is correct and usable in written English.
It is typically used in a financial context to indicate that a company has sufficient capital or financial resources to operate effectively. Example: "The startup is well capitalized, allowing it to invest in growth and development without immediate financial concerns."

✓ Grammatically correct

News & Media

Science

Formal & Business

Human-verified examples from authoritative sources

Exact Expressions

17 human-written examples

But he said he found that far from being a start-up burning its way through venture capital, DoubleClick was "a real business with real earnings that is well capitalized".

The New York Times

"But our company is well capitalized, and we're in a good position long term".

The New York Times

Citigroup maintains that it is well capitalized, but there's little question that Mr. Pandit got thrown under the bus.

The New York Times

REUTERS R.B.S. Refutes Newspaper Report  |  Royal Bank of Scotland has insisted it is well capitalized, refuting a Financial Times article that suggested the lender may need further government aid.

The New York Times

The charges wiped out 40percentt of MBIA's net worth, but the company said that most of the charges did not represent actual expected losses and that it is well capitalized.

The New York Times

A higher ratio indicates that a bank is well capitalized.

Financial Innovation

Human-verified similar examples from authoritative sources

Similar Expressions

43 human-written examples

Although Treasury Secretary Henry Paulson said the firms were well capitalized, Fed Chairman Ben Bernanke said the firms should raise more capital.

Forbes

In the case of a depository institution the deposits of which are not insured by the Federal Deposit Insurance Corporation, "well capitalized" means that the institution has and maintains at least the capital levels required for an insured depository institution to be well capitalized.

Cornell University

The government stated that "most" U.S. banking organizations currently have capital levels well in excess of the amounts required to be well capitalized.

Forbes

Its banks are well capitalized.

The New York Times

His bank was well capitalized, he said.

The New York Times

Expert writing Tips

Best practice

When discussing a company's financial health, use "is well capitalized" to assure stakeholders of its ability to withstand economic downturns or pursue growth opportunities without immediate financial constraints.

Common error

Avoid using "is well capitalized" without factual basis or when the entity's financial health is questionable. Overstating financial stability can mislead investors and stakeholders.

Linguistic Context

The phrase "is well capitalized" functions as an adjective phrase that describes the financial status of an entity, often a company or a bank. According to Ludwig, the phrase is correct and usable in written English. It indicates the entity has sufficient capital reserves.

Expression frequency: Common

Frequent in

News & Media

60%

Science

20%

Formal & Business

20%

Less common in

Academia

0%

Encyclopedias

0%

Wiki

0%

Ludwig's WRAP-UP

In summary, "is well capitalized" is a grammatically correct and commonly used phrase in financial contexts, indicating that an entity possesses sufficient financial resources. According to Ludwig AI, it is used to convey stability and build confidence among stakeholders. It is primarily found in news, science, and formal business contexts, and care should be taken to avoid overstating an entity's financial health. Alternatives such as "has ample financial resources" or "is financially sound" can be used depending on the specific nuance desired.

More alternative expressions

Phrases that express similar concepts, ordered by semantic similarity:

has ample financial resources

Replaces "well capitalized" with a more descriptive phrase emphasizing the abundance of financial resources.

possesses strong financial backing

Focuses on the support and security provided by its financial resources.

is financially sound

Emphasizes the overall financial health and stability of the entity.

has sufficient capital reserves

Highlights the availability of capital specifically held in reserve.

is adequately funded

Focuses on the sufficiency of funding to meet operational needs.

boasts a healthy balance sheet

Refers to the strong financial position as reflected in its balance sheet.

maintains a strong financial position

Emphasizes the continued maintenance of a solid financial standing.

is flush with capital

Suggests an abundance or surplus of capital.

has a robust capital base

Highlights the strength and resilience of its underlying capital.

is financially robust

Implies strength and resilience in the face of financial challenges.

FAQs

What does it mean when a company "is well capitalized"?

It means the company has enough capital to meet its current and future obligations. It suggests financial stability and the ability to invest in growth.

How is "is well capitalized" different from "adequately funded"?

"Is well capitalized" generally refers to a company's overall financial strength and long-term stability, while "adequately funded" suggests having enough money for immediate needs and projects. The former implies a more robust financial position.

What are some alternatives to saying a company "is well capitalized"?

You can use phrases like "has ample financial resources", "is financially sound", or "possesses strong financial backing".

In what situations is it appropriate to say a bank "is well capitalized"?

It is appropriate to use this phrase when the bank meets regulatory capital requirements and has a sufficient buffer to absorb potential losses. This assurance is particularly important during times of economic uncertainty.