is repayable

USAGE SUMMARY

The phrase "is repayable" is correct and usable in written English.
It can be used in contexts related to loans, debts, or financial agreements to indicate that a sum of money must be paid back. Example: "The loan amount is repayable within five years at a fixed interest rate."

✓ Grammatically correct

News & Media

Science

Human-verified examples from authoritative sources

Exact Expressions

12 human-written examples

Firstly, a capital release loan where no regular repayment is made, but the loan is repayable when the house is no longer the borrower's main residence and is sold.

The Guardian

Indeed, £5m of the debt is repayable in October 2008.

The Guardian - Business

The launch aid is repayable only if the aircraft sells in reasonable numbers.

The Economist

This loan is repayable under the same conditions as the fees loan.

The Guardian

This is repayable, plus interest, only once you've graduated and are earning more than £21,000 a year.

The Guardian

"These structures work so long as everyone agrees that the loan is repayable … but that's where the smoke and mirrors come in.

The Guardian - Money

Human-verified similar examples from authoritative sources

Similar Expressions

47 human-written examples

These are repayable through either customized repayment schemes, or through serving a period of work in rural public healthcare services [ 25, 26].

Human Resources for Health

The loans are repayable from future benefit payments.

The Guardian

The loans would be repayable when the homes were sold.

The Guardian

If used, the loan will be repayable when the deal closes.

The Guardian - Tech

They may not be repayable until 2037 but they represent an ever increasing debt burden.

The Guardian - Business

Expert writing Tips

Best practice

When describing financial agreements, use "is repayable" to clearly indicate the obligation to return borrowed funds, specifying any conditions such as interest or timelines.

Common error

Avoid using "is repayable" interchangeably with terms like "refundable" or "redeemable". "Repayable" specifically refers to returning borrowed money, whereas "refundable" means receiving money back after a purchase, and "redeemable" means exchanging something (like a coupon) for value.

Linguistic Context

The phrase "is repayable" functions as an adjective phrase describing a noun (like a loan or debt). It indicates that the noun in question is subject to being paid back, often with specific conditions. As noted by Ludwig AI, it's a correct and usable expression.

Expression frequency: Common

Frequent in

News & Media

60%

Science

20%

Formal & Business

10%

Less common in

Encyclopedias

3%

Wiki

3%

Social Media

1%

Ludwig's WRAP-UP

In summary, "is repayable" is a grammatically sound and frequently used phrase to describe financial obligations that must be paid back. As confirmed by Ludwig AI, it's suitable for a wide range of contexts, from news articles to formal financial agreements. It's important to use it accurately and avoid confusion with similar financial terms like "refundable" or "redeemable". When writing, ensure that the subject noun agrees in number (singular or plural) with the verb "is" or "are". Keep this phrase in mind when need to clearly define the parameters of a financial exchange.

More alternative expressions

Phrases that express similar concepts, ordered by semantic similarity:

must be repaid

Focuses on the obligation, using "must" for a stronger sense of duty.

will be paid back

Focuses on the future action of repayment.

needs to be paid back

Emphasizes the necessity of returning the money.

is subject to repayment

Highlights the conditional nature of the repayment.

is due for reimbursement

Uses a more formal term, "reimbursement", implying a return of funds already spent.

is liable to be paid back

Introduces the concept of liability, making it a legal obligation.

is scheduled for repayment

Indicates a specific timeline or plan for the debt to be cleared.

is required to be settled

Emphasizes the finality of the debt being cleared.

is slated for reimbursement

Similar to 'scheduled', but uses 'slated' for a more planned or expected payment.

is redeemable

Suggests that something can be exchanged or paid off, often used with bonds or vouchers.

FAQs

How do I use "is repayable" in a sentence?

Use "is repayable" to describe a loan, debt, or sum of money that must be paid back, often with specific terms. For instance, "The student loan "is repayable" after graduation".

What can I say instead of "is repayable"?

Alternatives include "must be repaid", "needs to be paid back", or "is subject to repayment", depending on the context and desired level of formality.

Which is correct, "is repayable" or "are repayable"?

"Is repayable" is used with singular nouns (e.g., "the loan is repayable"), while "are repayable" is used with plural nouns (e.g., "the loans are repayable").

What's the difference between "is repayable" and "is refundable"?

"Is repayable" means that borrowed money must be paid back, often with interest. "Is refundable" means that money can be returned to the payer, typically if a service or product is not satisfactory.