individual policy

USAGE SUMMARY

The phrase "individual policy" is correct and usable in written English.
It can be used when referring to a specific policy that applies to a single person or entity, often in contexts like insurance or organizational rules. Example: "Each employee must adhere to their individual policy regarding remote work."

✓ Grammatically correct

News & Media

Science

Encyclopedias

Human-verified examples from authoritative sources

Exact Expressions

60 human-written examples

Premiums start at $189 for an individual policy.

The New York Times

How important his individual policy positions were is debatable.

The New Yorker

Each individual policy seems reasonable, if bite-sized.

The New York Times

The average cost of an individual policy is $4,800.

The Washington Post

Because her employer's group insurance was expensive, Ms. Klettke shopped for a less expensive individual policy.

The New York Times - Health

I currently pay for an individual policy through a major HMO.

The Guardian - Opinion

And then I think the top individual policy issue to take up is climate.

The New Yorker

But many of those individual policy holders are surprised and angry.

The New York Times

His electoral campaign centred more on individual policy pledges than on any overarching philosophy.

The Economist

Mr. Funck owns a software business, and the family is insured through an individual policy.

The New York Times - Health

The individual policy can be enforced for each individual group of (virtual) objects and/or channels.

Computer Networks

Expert writing Tips

Best practice

When discussing insurance, clarify the type of "individual policy" (e.g., health, life, auto) to avoid ambiguity. For example, specify "individual health policy" or "individual life policy".

Common error

Avoid using "individual policy" interchangeably with "group policy". An individual policy covers a single person or entity, while a group policy covers a collective, such as employees of a company.

Linguistic Context

The phrase "individual policy" functions primarily as a noun phrase. It identifies a specific type of agreement or plan, often in the context of insurance or organizational regulations. As Ludwig examples show, it distinguishes a policy designed for a single person or entity from group or general policies.

Expression frequency: Very common

Frequent in

News & Media

58%

Science

23%

Encyclopedias

5%

Less common in

Formal & Business

3%

Academia

3%

Wiki

1%

Ludwig's WRAP-UP

The phrase "individual policy" is a common and grammatically correct term, primarily used to specify an agreement or plan that applies to a single person or entity. Ludwig AI shows this phrase is used across diverse fields like news, science, and general discussions. It's vital to differentiate it from group policies, and clarifying the policy type (e.g., health, life) enhances clarity. With a neutral register, it suits both formal and informal contexts. The frequency of examples confirms its widespread use in English writing.

More alternative expressions

Phrases that express similar concepts, ordered by semantic similarity:

Personal policy

Replaces "individual" with "personal", emphasizing the policy's application to a specific person.

Specific policy

Focuses on the policy being distinct and particular, rather than broadly applicable.

Single policy

Highlights that the policy is for one person or entity, contrasting with group policies.

Customized policy

Emphasizes that the policy is tailored to meet the unique needs of an individual.

Standalone policy

Indicates that the policy is independent and not part of a larger group or plan.

Independent policy

Similar to standalone, stressing the self-contained nature of the policy.

Separate policy

Highlights that the policy is distinct from any other existing coverage.

Individualized plan

Shifts the focus to the planning aspect, emphasizing a tailored approach.

Tailored agreement

Emphasizes the contractual nature of the policy and its customization.

Unique arrangement

Stresses that the policy is distinct and specifically designed.

FAQs

What does "individual policy" mean in the context of insurance?

In insurance, an "individual policy" refers to a contract that provides coverage to a single person or entity, as opposed to a "group policy", which covers multiple individuals, typically employees of a company.

How does an "individual policy" differ from a "family policy"?

An "individual policy" covers only one person, while a "family policy" provides coverage for multiple family members under a single contract. Family policies often include a primary insured and their dependents.

When might someone choose an "individual policy" over a group plan?

Individuals might choose an "individual policy" if they are self-employed, do not have access to employer-sponsored group coverage, or if an "individual policy" offers better coverage or lower premiums than available group options.

What are some alternatives to the term "individual policy"?

Depending on the context, you can use alternatives such as "personal policy", "standalone policy", or "specific policy" to convey a similar meaning.