had been insured

USAGE SUMMARY

The phrase "had been insured" is correct and usable in written English.
It can be used to indicate that something was insured at a previous time, often in the context of discussing past events or conditions. Example: "The property had been insured for several years before the storm caused significant damage."

✓ Grammatically correct

Science

News & Media

Wiki

Human-verified examples from authoritative sources

Exact Expressions

19 human-written examples

Thus, the design was an open insurance cohort, and in total 926 005 people had been insured, representing a total of 3.3 million person-years (PYAR).

BMJ Open

Further limitations of the present study come from the facts that 1) only 4.8% of the children had been insured for some period and 2) not all children enrolled in insurance could be linked with the routine HDSS database.

Global Health Action

About half of the deals had been insured by syndicates or companies at Lloyd's of London.

The New York Times

If it proceeds, the company will seek $12 million, a sum representing the bonuses, which had been insured by Armstrong's team, as well as legal fees.

The New York Times - Sports

We can't be certain that the cancer would have been found earlier, when it was more treatable, if Scott had been insured.

The New York Times

Mr. Gokita declined to say how much the museum had paid for the work, but Mr. Cecchi said the painting had been insured for 18 million euros.

The New York Times

Human-verified similar examples from authoritative sources

Similar Expressions

41 human-written examples

In 2011, the company that had been insuring Priory Hall said it was withdrawing its policy.

The New York Times

He had begun as the janitor to two old Conchs, Pinder and Sawyer, who had been insuring shrimp boats for half a century and were part owners of a chandlery.

The New Yorker

The Zurich-based reinsurance said that in the month of October, just one of the clients it had been insuring had seen its investment portfolio drop in value, and Swiss Re would have to pick up a tab worth nearly $900 million.

Forbes

But the Zurich-based reinsurance giant dropped a bomb on Monday morning, announcing that in the month of October a single client it had been insuring had seen its investment portfolio drop in value, and Swiss Re would have to pick up the bill.

Forbes

Ask if house has been insured continuously, as some insurers doesn't not like to insure houses that have been without insurance for any length of time.

WikiHow

Expert writing Tips

Best practice

When using "had been insured", ensure the context clearly indicates the timeframe being referred to. This tense is most effective when contrasting a past state of being insured with a current or later state of not being insured, or when emphasizing the duration of prior coverage.

Common error

Avoid using "had been insured" when a simple past tense ("was insured") suffices. The past perfect is necessary only when referencing a time before another point in the past. If there's no prior event for reference, use "was insured" instead.

Linguistic Context

The phrase "had been insured" functions as a past perfect passive construction, indicating that the subject of the sentence received the action of being insured at some point before a specific time in the past. Ludwig confirms its correct usage.

Expression frequency: Common

Frequent in

News & Media

55%

Science

35%

Wiki

10%

Less common in

Encyclopedias

0%

Formal & Business

0%

Reference

0%

Ludwig's WRAP-UP

In summary, the phrase "had been insured" is a grammatically sound and commonly used past perfect passive construction. It indicates that something was insured at a time before another point in the past. Ludwig AI confirms its validity. While widely applicable across various domains, it is most frequently encountered in News & Media and Science. When using this phrase, ensure clarity regarding the timeframe and avoid overuse where a simple past tense would suffice. Understanding these nuances will enhance the precision and impact of your writing.

More alternative expressions

Phrases that express similar concepts, ordered by semantic similarity:

was previously insured

Replaces the past perfect construction with a simpler past tense, focusing on the state of being insured at an earlier time.

had prior insurance coverage

Substitutes "insured" with "insurance coverage", emphasizing the existence of a prior insurance agreement.

was covered by insurance

Changes the verb from "insured" to "covered", highlighting the protective aspect of the insurance.

held an insurance policy

Focuses on the possession of an insurance policy, indicating active coverage.

previously had insurance

Reorders the phrase and uses the simpler term "insurance" instead of "insured".

insurance had been in effect

Emphasizes the validity and active status of the insurance policy.

was under insurance

A less common but still valid way to express that something was protected by insurance.

benefited from insurance coverage

Highlights the advantage of having insurance in the past.

had protection via insurance

Emphasizes the protective aspect of having insurance.

insurance coverage was active

Focuses on the active status of the insurance coverage at a specific point in the past.

FAQs

How can I use "had been insured" in a sentence?

Use "had been insured" to describe a state of insurance coverage that existed before a specific point in the past. For example, "The car "had been insured" for five years before the accident occurred".

What's the difference between "was insured" and "had been insured"?

"Was insured" describes a state of being insured at a specific time in the past. "Had been insured" indicates that the insurance coverage existed at some point before another event in the past. The latter emphasizes a sequence of past events.

What are some alternatives to saying "had been insured"?

Alternatives include "was previously insured", "had prior insurance coverage", or "was covered by insurance", depending on the desired emphasis.

Is it correct to say "has been insured" instead of "had been insured"?

The choice between "has been insured" and "had been insured" depends on the time frame you're referencing. "Has been insured" connects a past action to the present, while "had been insured" refers to an action completed before another point in the past. Use "has been insured" if the insurance is still relevant to the present; otherwise, use ""had been insured"".