had been collateralized

USAGE SUMMARY

The phrase "had been collateralized" is correct and usable in written English.
It can be used in financial contexts to indicate that an asset has been secured against a loan or obligation. Example: "The loan was approved because the property had been collateralized, providing the lender with security in case of default."

✓ Grammatically correct

News & Media

Science

Human-verified examples from authoritative sources

Exact Expressions

1 human-written examples

Those loans had been collateralized with Enron stock.

The New York Times

Human-verified similar examples from authoritative sources

Similar Expressions

59 human-written examples

Mexican officials plead with the U.S. government for a financial bailout and get one--but only after the deal has been collateralized with the proceeds from Mexico's most politically sensitive national patrimony--oil.

Los Angeles Times

As stated by Kasimatis, "the second unprecedented aspect of these agreements, which has not been seen in any loan agreement since at least World War II, is that all of Greece's public assets have been collateralized". This restricts Greece from making any financial agreements with other parties, even though Greece's lenders retain the right to transfer the loan to a third party.

HuffPost

"Several clients who had loans that were collateralized by stock put collars on the stock they had so they could protect themselves against margin calls," said Cornelia Spring, Morgan's product manager for derivatives.

The New York Times

Bankers, investors, and bond holders are breathing easier now that mark-to-market accounting rules have been eased and some hard-to-value assets that were collateralized by the Brooklyn bridge can be pegged to their long-term potential.

Huffington Post

These SPWB bonds have a short time horizon and are collateralized by a pledge from the state government to fulfill the obligation on the bonds.

Forbes

Moreover, in recent years there has been regulatory pressure to move most derivative trades to central clearing parties and to collateralize these trades with margin, often held by third-parties.

The New York Times

In the case of A.I.G., the Fed's loans were collateralized by the entire assets of the firm, based on the observation that A.I.G. had potentially huge losses at its unit that sold credit default swaps but the rest of the firm was a successful insurer.

The New York Times

Mr. Breyne stressed that these loans were collateralized, and that Finova was confident it would get all or most of its money back.

The New York Times

The FDIC-guaranteed debt would be collateralized by the purchased assets and the FDIC would receive a fee in return for its guarantee.

Forbes

In this scenario, the new bonds could be collateralized with state property.

The New York Times

Expert writing Tips

Best practice

When using the phrase "had been collateralized", ensure you clearly specify what asset served as collateral to provide context and clarity.

Common error

Avoid stating that something "had been collateralized" without specifying what acted as the collateral. Being specific makes the sentence more informative and avoids ambiguity.

Linguistic Context

The phrase "had been collateralized" functions as a passive construction indicating that an asset served as collateral for a loan or financial obligation. Ludwig AI confirms its usability in financial contexts. The example provided by Ludwig showcases its direct application in describing loan security.

Expression frequency: Rare

Frequent in

News & Media

50%

Science

50%

Formal & Business

0%

Less common in

Academia

0%

Encyclopedias

0%

Wiki

0%

Ludwig's WRAP-UP

In summary, "had been collateralized" is a grammatically sound phrase used to denote that an asset was pledged as security against a financial obligation at some point in the past. Ludwig AI validates its use, noting its relevance in financial discussions. While relatively rare, its presence in sources such as The New York Times and Forbes confirms its legitimacy and utility, primarily in News and Media and Science contexts. When employing this phrase, clarity is crucial: specify the asset that served as collateral to provide full context and prevent ambiguity.

More alternative expressions

Phrases that express similar concepts, ordered by semantic similarity:

was secured by collateral

Replaces the passive voice construction with a more active voice while maintaining the meaning of collateralization.

had collateral backing

Emphasizes the presence of collateral providing support.

was guaranteed by assets

Uses 'guaranteed' instead of 'collateralized', focusing on the assurance provided by the assets.

had assets pledged as security

Clearly states that assets were used as security for an obligation.

was backed by a security interest

Highlights the legal aspect of securing a loan with an asset.

possessed asset-backed security

Focuses on the type of security that backs the obligation.

had a lien on assets

Indicates a legal claim on assets as collateral.

was covered by collateral

Uses 'covered' to express that the obligation is protected by collateral.

had a collateralized agreement

Focuses on the nature of the agreement being secured.

was shielded by assets

Expresses the protective nature of the assets serving as collateral.

FAQs

How can I use "had been collateralized" in a sentence?

You can use "had been collateralized" to indicate that something was used as security for a loan or other obligation in the past. For example, "The loan was approved because the property "had been collateralized"."

What are some alternatives to "had been collateralized"?

Alternatives include "was secured by collateral", "had collateral backing", or "was guaranteed by assets", depending on the specific nuance you want to convey.

Is it correct to say "was collateralized" instead of "had been collateralized"?

Both are grammatically correct, but "had been collateralized" implies a past action completed before another point in time. "Was collateralized" simply indicates a state in the past.

What does it mean for something to "be collateralized"?

To "be collateralized" means that an asset is pledged as security for a loan or other financial obligation. If the borrower defaults, the lender has the right to seize the asset to recover their losses.