financially rational

USAGE SUMMARY

The phrase "financially rational" is correct and usable in written English.
It can be used to describe decisions or actions that are based on sound financial reasoning or logic. Example: "Investing in low-cost index funds is often considered a financially rational choice for long-term growth."

✓ Grammatically correct

News & Media

Science

Human-verified examples from authoritative sources

Exact Expressions

6 human-written examples

If a woman "chooses" to be a stay at home mom, because entrenched pay discrepancy, cultural habits and a gender segregated workforce make that "choice" the most logical and financially rational, she is not compensated, either through pay or benefits, for her investment of time and effort and risks her long term financial security.

HuffPost

By introducing this "financial safety net", clubs would have to act in a more financially rational manner, he said.

BBC

In doing so high-risk/high-return research is found to be more attractive and financially rational than under the traditional peer review approach.

Research Policy

So it is often financially rational not to invest in the very sectors that generate socially beneficial technologies over long periods of time.

The Guardian

So if you're being financially rational, you could conclude that the PFI framework can be improved – the public sector might want to share a bit more in the upside, for example, through increased sharing in refinancing gains.

The Guardian

Issuing bonds to satisfy shareholder demands was an intuitively illogical, but ultimately financially rational, solution.

Huffington Post

Human-verified similar examples from authoritative sources

Similar Expressions

54 human-written examples

"If your home is a financial asset, and it's financially rational to walk away, that's what you do," said Nicolas Retsinas of the Joint Center for Housing Studies at Harvard.

The New York Times

They were "not financially justifiable on any rational basis", it said.

BBC

Indeed, much finance and economics research and teaching is built on the silly (though occasionally useful) assumption that man is a rational maximizer of his own utilities -- and that these utilities can be measured financially.

The New York Times

It was not a high point for Trump, financially, as I wrote at the time: In fact, by 1990, he was not only at risk, he was, by any rational standard, hugely in the red.

The New Yorker

-And financially?

The New York Times

Expert writing Tips

Best practice

Use "financially rational" when you want to emphasize that a decision is based on logical financial principles, not emotions or other non-financial factors.

Common error

Don't assume that a "financially rational" decision is always ethically justifiable. A financially rational choice might maximize profit but have negative social consequences.

Linguistic Context

The phrase "financially rational" functions as an adjective phrase modifying a noun (e.g., "choice", "manner", "solution"). It describes something that is based on logical financial principles. Ludwig confirms that the phrase indicates decisions rooted in sound financial reasoning.

Expression frequency: Uncommon

Frequent in

News & Media

66%

Science

33%

Formal & Business

0%

Less common in

Academia

0%

Encyclopedias

0%

Wiki

0%

Ludwig's WRAP-UP

The term "financially rational" describes decisions or actions based on logical financial principles. Ludwig confirms that the phrase is grammatically correct and usable. It is most commonly found in News & Media and Science contexts. Alternatives include "economically sensible" or "fiscally prudent". While advocating for logic in financial matters, remember that "financially rational" choices aren't always ethically justifiable.

More alternative expressions

Phrases that express similar concepts, ordered by semantic similarity:

economically sensible

Focuses on the broader economic implications rather than strictly financial.

fiscally prudent

Emphasizes careful and responsible management of money.

financially sound

Highlights the stability and health of a financial decision.

economically rational

Broader scope, includes non-financial impacts.

monetarily logical

Stresses the logical aspect of financial decisions.

commercially viable

Focuses on the potential for business success.

pecuniarily reasonable

Highlights the reasonableness of a financial choice.

financially astute

Implies shrewdness and cleverness in financial matters.

investment-wise judicious

Refers to an attribute of applying good judgement to monetary investments

budget-conscious

Related to awareness when creating or following budget

FAQs

What does "financially rational" mean?

The term "financially rational" describes a decision or action that is primarily based on sound financial reasoning and logic, aiming to maximize financial benefits or minimize losses.

How can I use "financially rational" in a sentence?

You might say, "Investing in index funds is often considered a "financially rational" choice for long-term growth" or "It's "financially rational" to pay off high-interest debt before investing."

What are some alternatives to saying "financially rational"?

Depending on the context, you could use alternatives like "economically sensible", "fiscally prudent", or "financially sound".

Is it always a good idea to be "financially rational"?

While being "financially rational" is generally beneficial, it's important to consider other factors like ethical considerations, personal values, and long-term goals. Sometimes, a financially irrational decision might be justifiable based on these other factors.