due and owing

USAGE SUMMARY

"due and owing" is a correct phrase that can be used in written English.
It usually refers to money that is owed, such as a debt or a bill. For example, you could say, "I am expecting a refund of the dues and owings from last month's invoice."

✓ Grammatically correct

News & Media

Formal & Business

Human-verified examples from authoritative sources

Exact Expressions

15 human-written examples

ADS brought this suit alleging that Aladdin breached its obligations under the Merger Agreement by failing to reach an accord with the OCC, and that the Business Interruption Fee is due and owing.

Harvard University

If you're out of town during that time, then that amount would be deemed due and owing.

Forbes

A written agreement will allow the beneficiaries to equalize the inheritance by offsetting the amount due and owing against the debtor-child's share.

Forbes

Additionally, specific reference is made to Personal Guarantees signed by Hambrecht (whom the players claim to be the indirect beneficial owner of a majority of the equity interest in the UFL), for his alleged failure in honoring the Personal Guarantees by declining to make payments due and owing under the football players' employment agreements.

Forbes

In a Financial Industry Regulatory Authority ("FINRA") Arbitration Statement of Claim filed in December 2009, Claimant Wells Fargo Advisors sought to recover the principal balance allegedly due and owing on a promissory note executed on August 17, 2004 in the amount of $1,110,592.00 by former employee Respondent Elliott.

Forbes

Unless you go home immediately after you open a card, log on to the Internet and pay off the balance, you'll probably find yourself opening a forgotten bill from Dick's Sporting Goods months after it was due, and owing more in late fees than you saved in the first place.

Forbes

Human-verified similar examples from authoritative sources

Similar Expressions

45 human-written examples

Soon, the mortgage company informed the Parkers that they were three months past due and owed over $3,000.

Huffington Post

One owner has become seriously delinquent in association dues and owes around $2,000.

The New York Times - Magazine

Puerto Rico defaulted on nearly $400 million in debt payments due on May 1, and owes a $2 billion bond payment on July 1.

Huffington Post

It has $360 million in bank debt falling due on Nov. 15, and owes its bondholders about $575 million.

The New York Times

Faraday failed to pay $21 million due to Aecom in September and owed $25 million in October and $12 million in November, according to Aecom.

Los Angeles Times

Expert writing Tips

Best practice

When drafting legal or financial documents, consider using the phrase "due and owing" to clearly emphasize that a debt is both currently payable and legally obligated.

Common error

Avoid using "due and owing" in casual conversation or informal writing. It sounds overly formal and can be replaced with simpler alternatives like "owed" or "unpaid".

Linguistic Context

The phrase "due and owing" functions as an adjectival phrase modifying a noun (usually "amount", "sum", "debt", etc.) to specify that the noun refers to an amount that is currently payable and legally obligated. As Ludwig AI confirms, it is commonly used in written English.

Expression frequency: Common

Frequent in

News & Media

52%

Formal & Business

29%

Academia

6%

Less common in

Science

6%

Encyclopedias

1%

Wiki

0%

Ludwig's WRAP-UP

The phrase "due and owing" is a grammatically correct and commonly used phrase, particularly in legal and financial contexts, where it serves to emphasize a clear and enforceable financial obligation. As Ludwig AI has confirmed, its primary function is to formally state that an amount is both currently payable and legally obligated. While "due and owing" is considered acceptable and widely used, it's most appropriate in formal settings. When the situation calls for a less formal tone, alternatives such as "outstanding debt" or "owing amount" may be more suitable. Predominantly found in news media and business sources, its use in academia and encyclopedias is less common, indicating a more specific application. With a strong expert rating and consistent usage across authoritative sources, "due and owing" remains a valuable phrase in the English language for accurately and formally representing financial obligations.

More alternative expressions

Phrases that express similar concepts, ordered by semantic similarity:

owing amount

Similar to "due and owing" but slightly less formal.

due sum

Shortened version focusing on the amount due.

outstanding debt

Focuses specifically on the unpaid balance.

unpaid balance

Emphasizes the portion that hasn't been paid.

outstanding payment

Highlights the payment that remains to be made.

payable sum

Highlights the amount that must be paid.

payable debt

Indicates a debt that is required to be paid.

accrued debt

Specifies that the debt has accumulated over time.

unsettled account

Refers to an account with an outstanding balance.

outstanding dues

Specifically refers to membership fees or similar payments.

FAQs

How can I use "due and owing" in a sentence?

You can use "due and owing" to emphasize a financial obligation. For example, "The invoice states that the amount is "due and owing" within 30 days".

What are some alternatives to "due and owing"?

Alternatives include "outstanding debt", "payable sum", or "owing amount". The best choice depends on the context.

Is "due and owing" redundant?

While both "due" and "owing" imply obligation, using them together reinforces the legal and financial enforceability of the debt, making it a common phrase in formal contexts.

In what contexts is "due and owing" most appropriate?

"Due and owing" is most appropriate in legal documents, contracts, and formal financial communications where precision and clarity are crucial.