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Since I tried Ludwig back in 2017, I have been constantly using it in both editing and translation. Ever since, I suggest it to my translators at ProSciEditing.

Justyna Jupowicz-Kozak
CEO of Professional Science Editing for Scientists @ prosciediting.com
debts to
Grammar usage guide and real-world examplesUSAGE SUMMARY
The phrase "debts to" is correct and usable in written English.
It can be used when referring to obligations or amounts owed to someone or something. Example: "He has many debts to various creditors that he needs to settle."
✓ Grammatically correct
News & Media
Science
Table of contents
Usage summary
Human-verified examples
Expert writing tips
Linguistic context
Ludwig's wrap-up
Alternative expressions
FAQs
Human-verified examples from authoritative sources
Exact Expressions
60 human-written examples
You won't have any debts to pay.' ".
News & Media
Debts to suppliers and utilities mounted.
News & Media
Because we'll still have massive debts to pay back.
News & Media
The church owes debts to around 550 creditors.
News & Media
A resolution of debts to this country was also explored.
News & Media
This is to help reduce debts to below $10bn.
News & Media
Cotton farmers often assume huge debts to stay in business.
News & Media
Vivendi took on huge debts to finance his ambitions.
News & Media
He felt that he had debts to redeem in America.
News & Media
It has not reduced debts to manageable levels.
News & Media
In all likelihood, Turkey is amassing large debts to SOCAR.
News & Media
Expert writing Tips
Best practice
When writing about financial matters, use "debts to" to clearly indicate who or what is owed money. For example, "The company has significant "debts to" its suppliers".
Common error
Avoid using "debts to" when you mean general obligations or responsibilities. "Debts to" specifically refers to financial or material obligations. If you mean a non-financial obligation use "obligations to" instead.
Source & Trust
86%
Authority and reliability
4.5/5
Expert rating
Real-world application tested
Linguistic Context
The phrase "debts to" functions as a prepositional phrase indicating a relationship of owing or liability. It specifies to whom or what the debt is owed. As Ludwig AI suggests, it is correct and usable in written English.
Frequent in
News & Media
70%
Science
15%
Formal & Business
10%
Less common in
Encyclopedias
2%
Wiki
2%
Reference
1%
Ludwig's WRAP-UP
The phrase "debts to" is a common and grammatically correct way to express financial or material obligations. As Ludwig AI states, it's usable in written English. It's important to use this phrase when specifically referring to what is owed and to whom. While alternatives like "financial obligations to" or "amounts owed to" exist, "debts to" is a concise and widely understood option, particularly in news and media contexts. Remember to differentiate between financial obligations ("debts to") and general responsibilities ("obligations to") for clarity.
More alternative expressions(10)
Phrases that express similar concepts, ordered by semantic similarity:
amounts owed to
Uses a more direct and literal way to express the concept of owing.
owing payments to
Specifies that the debt involves payments.
financial obligations to
Replaces "debts" with a more explicit term for financial liabilities.
indebtedness to
A more formal way of expressing owing something, often used in academic or literary contexts.
liabilities to
Emphasizes the legal aspect of owing something.
unpaid bills to
Focuses on the outstanding invoices that constitute the debt.
obligations towards
Shifts the focus from a financial debt to a general duty or responsibility.
outstanding dues to
Refers to payments that are currently overdue.
arrears to
Highlights the state of being behind on payments.
responsibilities to
Broadens the concept to include non-financial obligations.
FAQs
How can I use "debts to" in a sentence?
"Debts to" is used to indicate financial or material obligations owed to someone or something. For example: "The company has significant "financial obligations to" various creditors".
What are some alternatives to using "debts to"?
Alternatives include "amounts owed to", "financial obligations to", or "liabilities to", depending on the specific context.
When is it appropriate to use "debts to" instead of "obligations to"?
"Debts to" is appropriate when referring to specific financial or material obligations. Use "obligations to" for broader duties or responsibilities.
What's the difference between owing "debts to" someone and having "responsibilities to" them?
Owing "debts to" someone implies a financial or material obligation that needs to be repaid. Having "responsibilities to" someone implies a broader set of duties or moral imperatives that one must fulfill.
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Table of contents
Usage summary
Human-verified examples
Expert writing tips
Linguistic context
Ludwig's wrap-up
Alternative expressions
FAQs
Source & Trust
86%
Authority and reliability
4.5/5
Expert rating
Real-world application tested