cheap money

USAGE SUMMARY

The phrase "cheap money" is grammatically correct and can be used in written English.
It is a common economic term used to describe low-interest rates and easy access to credit. One example of how to use it in a sentence is: "The current financial crisis has resulted in central banks around the world implementing policies to encourage cheap money and stimulate the economy."

✓ Grammatically correct

News & Media

Formal & Business

Human-verified examples from authoritative sources

Exact Expressions

57 human-written examples

There had been too much cheap money.

The Guardian - Business

The cheap money era is over".

The Guardian - Business

Its cheap money is stimulating another round of irrational exuberance.

The Economist

The problem is what we did with the cheap money.

The Economist

Weaning ourselves off the Fed's cheap money will hurt.

The New York Times

Cheap money engenders a surfeit of trust, and vice versa.

The New Yorker

But cheap money was only part of Greenspan's legacy.

The New Yorker

It's the tradeoff between cheap money and financial instability.

The New Yorker

Human-verified similar examples from authoritative sources

Similar Expressions

3 human-written examples

For now, though, the dollar holds the cheap-money prize.

The Economist

GE's cheap-money days are over for a while.

Forbes

Not bad in this cheap-money, fear-fraught environment.

Forbes

Expert writing Tips

Best practice

When discussing economic trends, use "cheap money" to clearly convey the idea of low interest rates and easy credit conditions, but always provide context to avoid oversimplification.

Common error

Avoid presenting "cheap money" as a universally positive phenomenon. While it can stimulate economic activity, it also carries risks such as inflation and asset bubbles.

Linguistic Context

The phrase "cheap money" functions as a noun phrase, typically serving as the subject or object of a sentence. It refers to the availability of loans and credit at low interest rates. Ludwig examples show its use in describing economic conditions and policies.

Expression frequency: Very common

Frequent in

News & Media

60%

Formal & Business

30%

Science

10%

Less common in

Encyclopedias

0%

Wiki

0%

Social Media

0%

Ludwig's WRAP-UP

The phrase "cheap money" is a widely used term in economics to describe periods of low interest rates and easy credit. Ludwig AI confirms its grammatical correctness and common usage. While it's often associated with economic stimulus, it’s crucial to acknowledge the potential risks like inflation and asset bubbles. Alternative phrases include "low cost capital" and "easy credit". Its frequency is very high, mainly used in News & Media and Formal & Business contexts. Understanding the nuances of "cheap money" is essential for navigating economic discussions.

More alternative expressions

Phrases that express similar concepts, ordered by semantic similarity:

low cost capital

Focuses on the cost aspect of capital, emphasizing its affordability.

easy credit

Highlights the accessibility and ease of obtaining credit.

loose monetary policy

Refers to the broader economic policy that creates conditions for cheap money.

accommodative financing

Emphasizes the favorable and supportive nature of the financing conditions.

low interest rates

Specifies the interest rates as the main driver of cheap money.

relaxed lending standards

Focuses on the reduced requirements for borrowing.

abundant liquidity

Highlights the plentiful availability of funds in the market.

expansionary monetary conditions

Describes the overall economic environment that fosters cheap money.

affordable loans

Highlights that loans are at reasonable and accessible price points.

inexpensive financing

Stresses the low cost associated with obtaining financial resources.

FAQs

How is "cheap money" typically used in a sentence?

The term "cheap money" is used to describe periods of low interest rates and easily accessible credit. For example: "The era of "cheap money" fueled a housing bubble."

What are some alternatives to "cheap money"?

Depending on the context, you can use alternatives such as "low cost capital", "easy credit", or "low interest rates".

What are the potential downsides of an environment of "cheap money"?

While "cheap money" can stimulate economic growth, it can also lead to inflation, asset bubbles, and excessive borrowing.

Is "cheap money" always beneficial for the economy?

No, "cheap money" is a double-edged sword. It can boost short-term growth but also create long-term financial instability if not managed carefully.