both loans

USAGE SUMMARY

The phrase "both loans" is correct and usable in written English.
It can be used when referring to two loans simultaneously, often in discussions about finance or borrowing. Example: "I need to compare both loans to determine which one has the better interest rate."

✓ Grammatically correct

News & Media

Academia

Human-verified examples from authoritative sources

Exact Expressions

46 human-written examples

Ms. Vrablic and Mr. Bowers tentatively agreed to both loans.

The New York Times

After a long ordeal, the couple refinanced both loans at a lower, fixed interest rate.

The New York Times

Inflation had wiped out the value of both loans and deposits.

The Economist

Other experts said this hasn't been a problem, particularly if the same bank holds both loans.

The New York Times

Both loans were "inadvertently omitted" from the required filings, the letter said.

The New York Times

A covenant on both loans dictates that Tyco's consolidated debt cannot exceed 52.5percentt of its total capitalization.

The New York Times

Human-verified similar examples from authoritative sources

Similar Expressions

14 human-written examples

Below are several options for both loan types.

The New York Times

Both loan interest and the share of secured loans may increase or decrease with the bank-borrower distance depending on the collateral type and lending technology.

Journal of Multinational Financial Management

Both loan officers said the bank had given bonuses to loan officers who referred borrowers who should have qualified for a prime loan to the subprime division.

The New York Times

Ms. Mills was referring to stimulus provisions that increased the guarantee on regular 7(a) loans from 75 percent to 90 percent and slashed fees in both loan programs and which undoubtedly buoyed lending in the first quarter.

The New York Times

Rennes defender Dimitri Cavare and Watford defender Juan Paredes were both loan targets for the Championship club.

BBC

Expert writing Tips

Best practice

When comparing or contrasting two specific loans, use "both loans" to clearly indicate that you are referring to those particular financial instruments. For instance, "Examine the interest rates of both loans before making a decision."

Common error

Avoid using "both loans" when referring to more than two loans; use "all loans" or "the loans" instead to maintain accuracy.

Linguistic Context

The phrase "both loans" functions as a determiner phrase specifying two particular loans. As Ludwig examples show, it's commonly used in contexts where a comparison or joint consideration of two loans is required. Ludwig AI confirms its correct usage.

Expression frequency: Very common

Frequent in

News & Media

65%

Academia

15%

Formal & Business

10%

Less common in

Science

5%

Wiki

3%

Reference

2%

Ludwig's WRAP-UP

In summary, the phrase "both loans" is a grammatically sound and frequently used expression to refer to two specific loans simultaneously. According to Ludwig, its usage is correct and versatile across various contexts. Predominantly found in News & Media, Academia, and Formal & Business settings, it serves to clearly identify two financial instruments for comparison or analysis. When using "both loans", ensure you are indeed referring to only two loans to avoid ambiguity. Alternatives include "the two loans" or "these loans". Ludwig's examples highlight its common appearance in discussions involving mortgages, refinancing, and financial aid, emphasizing its relevance in financial contexts.

More alternative expressions

Phrases that express similar concepts, ordered by semantic similarity:

the two loans

Replaces "both" with "the two", emphasizing the number of loans.

these loans

Substitutes "both" with "these", focusing on loans previously mentioned.

the aforementioned loans

Emphasizes that the loans have been previously mentioned or discussed.

the pair of loans

Uses "pair" to explicitly indicate two loans.

the two credit facilities

Replaces "loans" with "credit facilities", a more formal term.

the two debts

Substitutes "loans" with "debts", highlighting the obligation aspect.

both borrowings

Uses "borrowings" instead of "loans", emphasizing the act of borrowing.

both financial aids

Replaces "loans" with "financial aids", framing them as assistance.

the dual financing

Replaces "loans" with "financing", suggesting the process of funding.

the combined loans

Highlights the act of combining the loans, if applicable.

FAQs

How can I use "both loans" in a sentence?

"Both loans" is used to refer to two specific loans simultaneously. For example: "I need to compare "both loans" to decide which offers the best terms."

What can I say instead of "both loans"?

Alternatives include "the two loans", "these loans", or "the aforementioned loans", depending on the context.

Is it correct to say "both of the loans"?

Yes, "both of the loans" is grammatically correct and has the same meaning as "both loans". The shorter form, "both loans", is often preferred for conciseness.

What’s the difference between "both loans" and "all loans"?

"Both loans" refers specifically to two loans. "All loans" refers to more than two loans. Using the correct phrase ensures clarity and accuracy.