Used and loved by millions
Since I tried Ludwig back in 2017, I have been constantly using it in both editing and translation. Ever since, I suggest it to my translators at ProSciEditing.

Justyna Jupowicz-Kozak
CEO of Professional Science Editing for Scientists @ prosciediting.com
based on borrowing
Grammar usage guide and real-world examplesUSAGE SUMMARY
The phrase "based on borrowing" is correct and usable in written English.
You can use it when discussing concepts, ideas, or practices that derive from or are influenced by borrowing from another source. Example: "The new policy is based on borrowing successful strategies from other organizations."
✓ Grammatically correct
News & Media
Science
Formal & Business
Alternative expressions(2)
Table of contents
Usage summary
Human-verified examples
Expert writing tips
Linguistic context
Ludwig's wrap-up
Alternative expressions
FAQs
Human-verified examples from authoritative sources
Exact Expressions
9 human-written examples
"Do they understand that it will take 20 years to pay it off?" Britain has not reached that level of debt yet, but even so, it may seem a bit rich for a hedge fund magnate whose immense wealth flows from a business model based on borrowing far beyond his own assets to be lecturing governments about excessive debt.
News & Media
Spectrum sharing among PUs is based on borrowing from each other which improves spectrum utilization significantly.
In this article, our approach to PAPR reduction is based on "borrowing" some of the spreading codes of the set of inactive users, so that an adequate linear combination of these codes is added to the active users before the SFBC operation.
Now is the time for the USA to pivot away from an economy based on borrowing and toward one based on building.
News & Media
Our entire financial system is based on borrowing – by people, by banks, by companies – so by controlling interest rates the Fed exerts a lot of influence.
News & Media
The austerity crowd contends that spending cuts are vital to making public finances sustainable, building credibility with investors and creating conditions for healthy growth that is not based on borrowing or real estate bubbles.
News & Media
Human-verified similar examples from authoritative sources
Similar Expressions
51 human-written examples
While the design and engineering of these proteins has historically varied, they are all based on borrowed elements from plant and bacterial photoreceptors.
Science
If public infrastructure investment is based on borrowed money, it can crowd out private investment and our nation's productivity growth is less pronounced.
Academia
And the structure of the state's budget — which is heavily based on borrowed money and peppered with numerous mandatory spending requirements approved by voters — makes it all the harder to balance.
News & Media
"The business model of many companies is based on borrowed money and now that money isn't as accessible," Rueckert said.
News & Media
The pizza place may hire another delivery guy and the pool guy orders cement and wise economists point to this as strong signs that our economy is turning around - all based on borrowed money that is being poorly spent by a single person. .
News & Media
Expert writing Tips
Best practice
When using "based on borrowing", clarify what exactly is being borrowed. For example, specify whether it's financial capital, ideas, or methodologies, to provide context and avoid ambiguity.
Common error
Avoid using "based on borrowing" without specifying the source or nature of the borrowing. Without clear context, the phrase can be vague and lack informative value. Provide specific details to enhance clarity and credibility.
Source & Trust
81%
Authority and reliability
4.5/5
Expert rating
Real-world application tested
Linguistic Context
The phrase "based on borrowing" functions as a prepositional phrase that often modifies a noun or verb, indicating the foundation or origin of something. As Ludwig AI highlights, the phrase is usable and suggests a reliance on borrowed resources or concepts.
Frequent in
News & Media
33%
Science
29%
Formal & Business
12%
Less common in
Encyclopedias
10%
Wiki
8%
Academia
8%
Ludwig's WRAP-UP
The phrase "based on borrowing" is a commonly used prepositional phrase that signifies a reliance on external sources, particularly in financial, intellectual, or methodological contexts. As Ludwig AI confirms, it's grammatically correct and versatile. While suitable for various registers, it is frequently found in news, scientific, and formal business contexts. To enhance clarity, specify the type of borrowing involved – whether it's capital, ideas, or techniques. Be mindful of overgeneralization by providing specific details. Alternatives like "derived from borrowed funds" or "reliant on borrowed resources" may offer more precise connotations depending on the context.
More alternative expressions(6)
Phrases that express similar concepts, ordered by semantic similarity:
derived from borrowed funds
Specifies the origin as financial resources obtained through borrowing, adding a layer of financial context.
predicated on borrowed capital
Highlights capital as the key element borrowed, focusing on financial investments and economic activities.
founded upon debt financing
Emphasizes debt as the foundation, suggesting a reliance on borrowed money for establishment or growth.
reliant on borrowed resources
Broadens the scope to include various resources beyond just money, such as materials or knowledge.
built on borrowed ideas
Focuses on intellectual property or concepts as the borrowed element, shifting the context to innovation and creativity.
contingent on external financing
Highlights the dependence on funding from external sources, framing it as a condition for operation.
dependent on loaned assets
Specifies that the assets are not owned but loaned, emphasizing temporary access and obligation for return.
structured around borrowed concepts
Indicates a deliberate architectural or organizational framework that incorporates borrowed ideas.
modeled after borrowed techniques
Suggests an imitation or adaptation of methods from another source, highlighting the learning and replication process.
using borrowed methodologies
Focuses on the utilization of borrowed methods, emphasizing practical application and procedural borrowing.
FAQs
How can I use "based on borrowing" in a sentence?
You can use "based on borrowing" to describe systems, strategies, or models that rely on external resources. For example, "The company's growth strategy is "based on borrowing" capital to expand its operations."
What are some alternatives to "based on borrowing"?
Alternatives include "derived from borrowed funds", "reliant on borrowed resources", or "founded upon debt financing", depending on the specific context.
Is it correct to say "based off borrowing" instead of "based on borrowing"?
While "based off" is sometimes used informally, "based on" is generally considered more grammatically correct, especially in formal writing. "Based on" indicates a foundation or derivation.
What's the difference between "based on borrowing" and "financed by borrowing"?
"Based on borrowing" implies that the entire structure or strategy relies on borrowed resources, while "financed by borrowing" specifically refers to the funding source. The former is broader and includes more than just financial aspects.
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Table of contents
Usage summary
Human-verified examples
Expert writing tips
Linguistic context
Ludwig's wrap-up
Alternative expressions
FAQs
Source & Trust
81%
Authority and reliability
4.5/5
Expert rating
Real-world application tested