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Since I tried Ludwig back in 2017, I have been constantly using it in both editing and translation. Ever since, I suggest it to my translators at ProSciEditing.

Justyna Jupowicz-Kozak
CEO of Professional Science Editing for Scientists @ prosciediting.com
at time of payment
Grammar usage guide and real-world examplesUSAGE SUMMARY
The phrase "at time of payment" is correct and usable in written English.
It can be used to specify the moment when a payment is made, often in financial or contractual contexts. Example: "The total amount due will be charged at time of payment."
✓ Grammatically correct
Wiki
Science
Formal & Business
News & Media
Encyclopedias
Alternative expressions(3)
Table of contents
Usage summary
Human-verified examples
Expert writing tips
Linguistic context
Ludwig's wrap-up
Alternative expressions
FAQs
Human-verified examples from authoritative sources
Exact Expressions
1 human-written examples
Use this process if you forget your HSA debit card, discover after the fact that you paid for a qualified medical expense out-of-pocket, are unsure at the time if the expense is a QME, or have insufficient HSA funds to cover a QME at time of payment.
Wiki
Human-verified similar examples from authoritative sources
Similar Expressions
57 human-written examples
Forty-seven patients were left censored, six patients were already disability pensioners, 12 patients were older than 60 at the time of payment and for 29 patients the disability insurance had expired at the time of payment.
Science
Another exchange transaction relating to staff costs reported by the Organization is that which arises from the budget variance representing the difference between the Lira/Dollar exchange rate adopted for the budget (the market rate at the time the budget is approved) and the UN operational rate at the time of payment of staff expenditure in Lire.
Formal & Business
The coach's contract is believed to be denominated in euros but paid in rubles according to the exchange rate at the time of payment.
News & Media
Whereas distributions to bonds or preferred stock are ordinarily fixed, dividends paid on common stock are set at the time of payment by the directors and tend to vary with earnings.
Encyclopedias
Using a simple three-step-process an applicant can browse online for a purchase, be transferred into the Zibby site at the time of payment, and enter a few pieces of information.
News & Media
Verizon customers who don't check the blogs or news as much as you fine people will be notified at the time of payment (both online and by phone) that an extra $2 is being charged.
News & Media
The value proposition for educational institutions, on the other hand, is that peerTransfer's solution captures student ID info at the time of payment so that schools know that the full payment has been received and contains the necessary info to post immediately to student accounts.
News & Media
In 1973, the National Gallery of Australia, then called the Australian National Gallery, bought the painting "Blue Poles" by contemporary artist Jackson Pollock for US$2 million (A$1.3 million at the time of payment) – about a third of its annual budget.
Wiki
For example, the researcher's choice may lay on the introduction of diaries, which could allow collecting all expenditures of the household on health care at the time of payment.
Science
The currency variance on staff standard costs represents the difference between staff costs expressed in US Dollars at the budget rate for the biennium (Lire 1600 to $1) and the UN operational rates at the time of payment.
Formal & Business
Expert writing Tips
Best practice
For clarity, ensure that the context surrounding "at time of payment" clearly specifies what the payment is for. This prevents ambiguity and ensures both parties understand the terms.
Common error
Avoid using "at time of payment" when you actually mean 'before the time of payment' or 'after the time of payment'. Ensure your phrasing accurately reflects the intended sequence of events.
Source & Trust
81%
Authority and reliability
4.5/5
Expert rating
Real-world application tested
Linguistic Context
The phrase "at time of payment" functions as an adverbial phrase, modifying a verb or clause to specify when an action or event occurs in relation to making a payment. Ludwig confirms its usability.
Frequent in
News & Media
23%
Science
23%
Wiki
20%
Less common in
Formal & Business
17%
Encyclopedias
12%
Unknown
5%
Ludwig's WRAP-UP
In summary, the phrase "at time of payment" is a useful and correct English expression that clarifies the timing of an event concerning a payment. As Ludwig AI suggests, it finds application across various contexts, from healthcare to commerce. While alternatives like "upon payment" exist, "at time of payment" provides a specific and readily understood way to pinpoint when an action or condition becomes relevant. It is crucial to be precise about timing, avoiding confusion by clarifying what happens exactly "at time of payment".
More alternative expressions(6)
Phrases that express similar concepts, ordered by semantic similarity:
upon payment
Replaces the prepositional phrase with a single preposition indicating the moment the payment is made.
on payment
Similar to 'upon payment', but slightly more concise.
at the point of payment
Adds emphasis to the specific point when the payment occurs.
when paying
Uses a gerund phrase to describe the action of payment.
during payment
Focuses on the process of payment.
on the date of payment
Specifies the date when the payment is made.
at payment processing
Focuses on the payment processing stage.
when the payment is made
Uses a full clause for clarification.
at the moment of transaction
Replaces 'payment' with a more general term 'transaction'.
upon settlement
Uses the term 'settlement', which is common in financial contexts.
FAQs
How can I use "at time of payment" in a sentence?
You can use "at time of payment" to specify when a certain condition or action occurs in relation to a payment. For instance, "Verizon customers will be notified of the extra charge "at time of payment"."
What is a good alternative to "at time of payment"?
Alternatives include "upon payment", "on payment", or "at the point of payment". The best choice depends on the specific context and desired level of formality.
Is it better to say "at the time of payment" or "at time of payment"?
Both are acceptable, but "at the time of payment" is generally considered more grammatically formal and might be preferred in professional writing. "At time of payment" is a more concise option.
What does "due at time of payment" mean?
"Due at time of payment" means that the amount or obligation must be fulfilled exactly when the payment is made, not before or after.
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Table of contents
Usage summary
Human-verified examples
Expert writing tips
Linguistic context
Ludwig's wrap-up
Alternative expressions
FAQs
Source & Trust
81%
Authority and reliability
4.5/5
Expert rating
Real-world application tested