are insured

USAGE SUMMARY

The phrase "are insured" is correct and usable in written English.
It can be used when referring to individuals or entities that have insurance coverage for specific risks or damages. Example: "All employees are insured under the company's health plan, ensuring their well-being and security."

✓ Grammatically correct

News & Media

Science

Formal & Business

Human-verified examples from authoritative sources

Exact Expressions

56 human-written examples

The bags are insured".

The New York Times - Style

None are insured.

The New York Times

The couple are insured.

The Guardian

The objects are insured for $650 million.

The New York Times - Arts

How do we know they are insured?

The Guardian - Tech

Retirement accounts, meanwhile, are insured for an additional $250,000.

The New York Times

About 45percentt of all municipal bonds outstanding are insured.

The New York Times

Inns and restaurants are insured for such losses, aren't they?

The New York Times

Some 7000 planes are insured, 340 of them airliners.

The New Yorker

But there are disputes whether computer programs are insured property.

The New York Times

More than 42 million people are insured by Medicare.

The New York Times - Health

Expert writing Tips

Best practice

When using "are insured", ensure the subject clearly indicates who or what is covered by the insurance policy. For example, "Employees are insured" is clearer than "Claims are insured."

Common error

Avoid using "are insured" without a clear indication of the subject and insurer. Ambiguous sentences like "Damages are insured" can be improved by specifying who provides the insurance: "Damages are insured by the homeowner's policy."

Linguistic Context

The phrase "are insured" functions as a passive verb phrase, indicating that a subject receives insurance coverage. Ludwig confirms its grammatical correctness and widespread use. It often appears to describe the state of being protected against risk or loss through an insurance policy.

Expression frequency: Very common

Frequent in

News & Media

52%

Science

25%

Formal & Business

13%

Less common in

Encyclopedias

2%

Wiki

0%

Reference

0%

Ludwig's WRAP-UP

In summary, the phrase "are insured" is a grammatically sound and frequently used passive construction indicating that a subject has insurance coverage. According to Ludwig, it is correct and suitable for various contexts, primarily appearing in news, scientific, and formal business settings. When using this phrase, ensure clarity about who or what is insured and avoid ambiguous constructions. Alternatives like "are covered by insurance" or "have insurance coverage" offer similar meanings with subtle differences in emphasis.

More alternative expressions

Phrases that express similar concepts, ordered by semantic similarity:

have insurance coverage

Replaces the passive voice with an active construction. More direct.

are covered by insurance

Uses 'covered' instead of 'insured', slightly changing the emphasis.

are protected by insurance

Highlights the security aspect of having insurance.

are guaranteed coverage

Highlights the certainty of insurance protection.

possess insurance

More formal and emphasizes ownership of the insurance.

hold an insurance policy

Emphasizes the formal agreement of insurance.

have a policy

A shorter way to imply insured status.

benefit from insurance

Focuses on the advantages and protections insurance provides.

are underwritten

Uses a more technical term for insurance coverage, implying financial backing.

are indemnified

Focuses on protection against loss or damage.

FAQs

How can I use "are insured" in a sentence?

You can use "are insured" to indicate that someone or something is covered by an insurance policy. For instance, "All packages "are insured" against damage during shipping".

What's the difference between "are insured" and "have insurance"?

"Are insured" is passive, focusing on the object receiving insurance, while "have insurance" is active, emphasizing the subject's possession of insurance. "The items "are insured"" versus "The company "has insurance"".

What can I say instead of "are insured"?

Alternatives include "are covered by insurance", "have insurance coverage", or "are protected by insurance" depending on the specific nuance you want to convey.

Is it better to say "are insured" or "is insured"?

Use "are insured" for plural subjects and "is insured" for singular subjects. For example, "The cars "are insured"" but "The car "is insured"".