ample savings

USAGE SUMMARY

The phrase "ample savings" is correct and usable in written English.
It can be used to describe a significant amount of money that has been saved, often in the context of financial planning or budgeting. Example: "After years of careful budgeting, we finally have ample savings to buy our dream home."

✓ Grammatically correct

News & Media

Formal & Business

Human-verified examples from authoritative sources

Exact Expressions

8 human-written examples

One concern is that Italians will start looking elsewhere to invest their ample savings.

The New York Times - Magazine

Mr. Khan had ample savings, but he had no insurance, and as he drifted in and out of mental hospitals, his nest egg dwindled to nothing.

The New York Times

Despite several downgrades, Japan has not had a debt crisis.It is true that Japan, as a big creditor nation, can tap into ample savings at home, whereas America relies more on foreign investors.

The Economist

Few Japanese express a sense of panic, though, thanks in part to their high incomes -- more than $30,000 per capita -- and ample savings accounts running to roughly $100,000 in the typical household.

The New York Times

Single and frugal, his finances were in excellent shape — a university pension, health insurance and ample savings.

Forbes

We believe that investors will continue to differentiate between the stronger and weaker balance sheets in the region, with oil exporters with ample savings (including $1.8 trillion managed by the region's sovereign investors) and more open investment climates continuing to attract the bulk of investment.

Forbes

Human-verified similar examples from authoritative sources

Similar Expressions

52 human-written examples

Households may also be less eager to borrow against future income since they don't expect that income to rise much.A new saving glutWeak investment is not the only thing pressing down on the natural rate; ample saving is doing the same.

The Economist

That has prevented Malaysia from using its ample domestic savings to finance investments.

The New York Times

Italy and Belgium have high debt levels but more ample private savings, and their underlying budgets are closer to surplus.

The Economist

Combined with the widespread family ownership of medium-sized companies (which restricts the number of listed firms), this means Italian capitalism does a poor job of connecting the country's ample private savings with companies in need of capital.

The Economist

Mississippi, which once set the low bar for terrible prison practices, saw a steep reduction of prison violence and ample monetary savings when it dramatically cut back on long-term solitary several years ago.

The New York Times

Expert writing Tips

Best practice

When discussing financial security or planning, use "ample savings" to clearly convey that a person or entity has a comfortable financial cushion.

Common error

Avoid using "ample savings" when the savings are just adequate, not truly substantial. It should reflect a level of financial comfort, not mere sufficiency.

Linguistic Context

The phrase "ample savings" functions primarily as a noun phrase, where the adjective "ample" modifies the noun "savings". As Ludwig AI recognizes, it describes a significant or substantial amount of accumulated money.

Expression frequency: Uncommon

Frequent in

News & Media

70%

Formal & Business

20%

Science

5%

Less common in

Wiki

2%

Academia

2%

Encyclopedias

1%

Ludwig's WRAP-UP

In summary, the phrase "ample savings" is a grammatically correct and usable expression in English, indicating a significant amount of saved money. As Ludwig AI confirms, it's useful in financial contexts to convey security and preparedness. While not exceedingly common, with 8 examples found, it appears most frequently in news and business-related content. Alternatives such as "substantial savings" or "considerable savings" can be used for variety. It's important to ensure its use is justified by the actual amount of savings, avoiding overstatement. The phrase has a neutral to professional register and is appropriate for formal writing. The authoritative sources such as The New York Times often use this phrase. Overall, while it's not the most frequent expression, when you need to convey that the savings are not just enough, but provides a comfortable surplus then use it.

More alternative expressions

Phrases that express similar concepts, ordered by semantic similarity:

substantial savings

Replaces "ample" with "substantial", emphasizing the size and importance of the savings.

considerable savings

Uses "considerable" instead of "ample", highlighting the amount of savings is noteworthy.

significant savings

Emphasizes the importance of the savings by using "significant".

large savings

A more straightforward way to express that the savings are substantial.

generous savings

Implies the savings are more than adequate.

healthy savings

Suggests the savings are sufficient and contribute to financial well-being.

comfortable savings

Highlights the savings provide financial security and ease.

plentiful savings

Indicates an abundance of savings.

more than enough savings

A more descriptive phrase indicating sufficient savings.

abundant savings

Similar to "plentiful savings", emphasizing a large quantity of savings.

FAQs

How can I use "ample savings" in a sentence?

You can use "ample savings" to describe a situation where someone has a significant amount of money saved, for example, "Thanks to her careful budgeting, she had "ample savings" for retirement".

What's the difference between "ample savings" and "sufficient savings"?

"Ample savings" implies a comfortable surplus, while "sufficient savings" suggests just enough to meet needs. Having "ample savings" provides a greater sense of security and flexibility.

What are some alternatives to using the phrase "ample savings"?

Alternatives to "ample savings" include "substantial savings", "considerable savings", or "significant savings", depending on the specific nuance you want to convey. All of them are good synonyms that can add variety to your writing.

Is it appropriate to use "ample savings" in formal writing?

Yes, "ample savings" is appropriate for formal writing, particularly in financial reports or investment analyses. It's a clear and professional way to describe a significant level of savings.