amortized by

USAGE SUMMARY

The phrase "amortized by" is correct and usable in written English.
It is typically used in financial contexts to describe the gradual reduction of a debt or cost over time through regular payments. Example: "The loan will be amortized by monthly payments over a period of ten years."

✓ Grammatically correct

News & Media

Science

Wiki

Human-verified examples from authoritative sources

Exact Expressions

6 human-written examples

At a $54 yearly subscription fee, the $8 for any issue is amortized by one solid purchase based on a recommendation.

The New York Times

The $1 billion or so needed to decommission the dams could be rapidly amortized by saving the $200 million a year now spent running the dams and barging the salmon around them.

The New York Times

The present arena is a flimsy, aging eyesore, notwithstanding the millions that its owners have lately been pouring into refurbishment — money that would have been amortized by the time a prospective new arena could be made ready.

The New York Times - Arts

Such costs are conservatively amortized by THQ within three to six months of product launch.

Forbes

These findings indicate, that costs of basal levels of WIPK and LOX3 activity may be amortized by increases in nitrogen resources.

BMC Plant Biology

This balance needs to be amortized by the same amount each time a coupon payment is made.

WikiHow

Human-verified similar examples from authoritative sources

Similar Expressions

52 human-written examples

That, Mr. Chernin said, is where the News Corporation could amortize costs by adding programming from its vast library of films and television programs in nonprime-time hours, or by showing more sporting events.

The New York Times

Bear Stearns research analyst H. Peter Nesvold reiterated an "underperform" rating on Ford Motor after Saturday's UAW announcement that it reached a tentative agreement on healthcare that reduces Ford's total obligation by 20%, amortized over seven years.

Forbes

But there is another set of stakeholders who have both the power to slow a clean electricity transition and a powerful moral claim to be compensated for losses that have not been amortized or written down by the market.

Huffington Post

We outsourced the work to our own partners, then amortized our cost over the year by charging startups monthly for the service, which made it easier for them to pay.

TechCrunch

Capital costs (such as building and purchase of ICT) were calculated based on their volume (for buildings that was square meters) and unit prices (for buildings that was Euro per square meter) and they were amortized over their lifespan as suggested by the WHO [ 10].

BMC Health Services Research

Expert writing Tips

Best practice

When using "amortized by", ensure the context clearly indicates what is being spread out (e.g., costs, payments) and what is facilitating this spreading (e.g., revenue, savings).

Common error

Avoid using "amortized by" when "depreciated by" is more appropriate. Amortization typically applies to intangible assets or debts, while depreciation applies to tangible assets.

Linguistic Context

The phrase "amortized by" functions as a passive construction, indicating that a cost, debt, or value is being gradually reduced or spread out. Ludwig's examples showcase its use in financial and accounting contexts, highlighting its role in describing how expenses or investments are allocated over time.

Expression frequency: Uncommon

Frequent in

News & Media

40%

Science

30%

Formal & Business

20%

Less common in

Wiki

10%

Social Media

0%

Reference

0%

Ludwig's WRAP-UP

In summary, the phrase "amortized by" is a grammatically sound and professionally relevant expression that signifies the gradual reduction of a cost or debt over time. Ludwig highlights that while its use is more common in financial and business contexts, it can also appear in broader discussions to describe the spreading of impact or value. Understanding its function and appropriate contexts, as well as avoiding confusion with similar terms like "depreciated", will lead to more precise and effective communication.

More alternative expressions

Phrases that express similar concepts, ordered by semantic similarity:

offset by

This alternative suggests a balancing effect, where something reduces the impact of something else.

defrayed by

This alternative indicates that costs are covered or paid for by something else.

compensated by

This alternative suggests that losses or expenses are counteracted by gains or benefits.

reduced by

This alternative focuses on the act of lessening something through another factor.

mitigated by

This alternative suggests the severity of something is lessened by another factor.

covered by

This alternative means that something is protected against risk or loss.

absorbed by

This alternative implies that something is taken in or assimilated by something else.

counteracted by

This alternative indicates that the effect of something is neutralized or opposed by another factor.

balanced by

This alternative suggests that different elements are in equilibrium or proportion.

eased by

This alternative means that something is made less severe or difficult by another factor.

FAQs

How is "amortized by" typically used in financial contexts?

In financial contexts, "amortized by" describes the process of gradually reducing a debt or the value of an intangible asset over time through regular payments or write-offs. For example, a loan can be "amortized by" monthly payments.

What are some alternatives to using "amortized by" in a sentence?

Depending on the context, you could use alternatives such as "offset by", "defrayed by", or "compensated by" to convey a similar meaning. These alternatives may be more appropriate depending on the specific nuance you wish to express.

Is it correct to use "amortized by" when referring to tangible assets?

While "amortized by" is generally used for intangible assets or debts, "depreciated" is more commonly used for tangible assets. Understanding this distinction can help ensure clarity in financial reporting and communication.

Can "amortized by" be used in non-financial contexts?

While less common, "amortized by" can be used metaphorically to describe spreading the impact or cost of something over a period or among different elements. However, ensure the meaning remains clear and appropriate for the context.