a premium which is

USAGE SUMMARY

The phrase "a premium which is" is correct and usable in written English.
It can be used when discussing a specific type of premium, often in financial or insurance contexts, to describe its characteristics or conditions. Example: "The policy offers a premium which is lower than the industry average, making it an attractive option for consumers."

✓ Grammatically correct

News & Media

Science

Human-verified examples from authoritative sources

Exact Expressions

7 human-written examples

It regularly trades at a premium, which is currently 1%.

The Guardian - Money

In practice, a premium which is sufficient enough to cover the expected claims and to keep stable the derived reserves is always required.

Insurance: Mathematics and Economics

Sports Direct will receive a premium which is payable when the option is exercised, which would mitigate any losses if the shares fell.

The Guardian - Business

In the future, space might be at a premium, which is why the imagined Volkswagen of 2057 called the SlipStream is a gleaming personal pod that resembles an upright vacuum cleaner; it flips down and sprouts fins for high-speed cruising.

The New York Times

Thus, those that are for sale command a premium, which is driving up valuations.

Forbes

The third approach is generally deemed an intermediate approach, and it is a provision granting the investors the right to get their money back with interest, plus a premium, which is typically drafted as a multiple of the principal amount of the loan (generally in the 0.25x to 1.50x range).

TechCrunch

Human-verified similar examples from authoritative sources

Similar Expressions

53 human-written examples

Space was at a premium, which was the basis of Tottenham's frustration but cause for Stoke to reflect upon a job industriously done.

The Guardian - Sport

If an acquirer pays a 20% premium, which is not uncommon, it faces hostile shareholders.

The Economist

L'Oréal's strapline can also help it to justify a luxury premium, which is key for many brands in the beauty industry.

The Guardian

Under the new rule, a lender can no longer pay a loan originator a lucrative rebate known as a yield-spread premium, which is tied to the rate or terms of the mortgage.

The New York Times

With a HECM, borrowers must pay a mortgage insurance premium which is 2% of the home value and annual mortgage insurance premium of 0.5% of the balance on the mortgage.

Forbes

Expert writing Tips

Best practice

When using the phrase "a premium which is", ensure that the "which" clause provides essential information that clarifies the specific type or characteristic of the premium you are discussing. Avoid using it for parenthetical or non-essential information; in those cases, use "a premium, which is" with a comma.

Common error

A common mistake is using "that" when "which" is more appropriate, particularly in non-restrictive clauses. Remember, "which" introduces non-essential information and is often preceded by a comma, whereas "that" introduces essential information and is not preceded by a comma. Consider rewording if unsure.

Linguistic Context

The phrase "a premium which is" functions as a relative clause providing additional information or clarification about a specific "premium". Ludwig AI confirms its correct usage in various contexts.

Expression frequency: Uncommon

Frequent in

News & Media

45%

Science

30%

Formal & Business

25%

Less common in

Academia

0%

Wiki

0%

Encyclopedias

0%

Ludwig's WRAP-UP

In summary, "a premium which is" is a grammatically sound phrase used to add essential, clarifying information about a "premium". While Ludwig AI confirms the phrase is correct, it's important to be mindful of comma usage to ensure clarity. As Ludwig's examples show, this phrase is most commonly found in news articles and scientific writing. Remember that alternative phrases like ""a premium that is"" or ""a premium being"" can be used depending on context. Keep in mind that the choice between "which" and "that" can subtly influence meaning.

More alternative expressions

Phrases that express similar concepts, ordered by semantic similarity:

a premium that is

Replaces "which" with "that", a common and often interchangeable relative pronoun.

a premium being

Uses a present participle to describe the premium's state or condition.

a premium defined as

Specifies that the premium is being defined.

a premium that constitutes

Emphasizes the premium's role as a component of something else.

a premium, namely

Uses "namely" to introduce a specific detail about the premium.

a premium characterized by

Focuses on the characteristics of the premium.

a premium, that means

Explains the meaning or implication of a premium.

a premium, resulting in

Indicates the premium causes something.

a premium considered as

Highlights how the premium is regarded or perceived.

a premium, specifically

Introduces a particular detail or type of premium.

FAQs

How can I use "a premium which is" in a sentence?

Use "a premium which is" to introduce a clause that provides essential information defining or describing a specific type of premium. For example, "The policy offers "a premium which is" lower than the industry average".

What are some alternatives to saying "a premium which is"?

You can use alternatives like "a premium that is" or "a premium being", depending on the context.

Which is correct, "a premium which is" or "a premium that is"?

Both phrases are grammatically correct. "Which" is typically used for non-restrictive clauses (additional information), while "that" is used for restrictive clauses (essential information). In many cases, they are interchangeable, but using "that" generally makes the sentence more concise.

What's the difference between "a premium which is" and "a premium, which is"?

The comma changes the meaning. "A premium, which is" implies the information is non-essential and could be removed without changing the core meaning of the sentence. Without the comma, ""a premium which is"" indicates the following information is essential to identifying the specific type of premium being discussed.