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Discover Ludwig"pay back" is correct and usable in written English
You can use it to express the idea of returning something of value to a person or organization, such as a loan or debt. For example, "I have to pay back my parents for the money they lent me to pay for college".
Dictionary
Exact(57)
Pay back computation is showing a 12.36 year to return the capital investment.
Pay back.
Pay back time.
Pay back your loan on time.
Pay back your payday loan by your next payday.
It's time to pay back".
"Vindication doesn't pay back.
Plus borrowers struggle to pay back loans.
Similar(3)
Now it's pay-back time.
Now, it seems, it is pay-back time.
The pay-back time is long (over 15 years).
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Since I tried Ludwig back in 2017, I have been constantly using it in both editing and translation. Ever since, I suggest it to my translators at ProSciEditing.

Justyna Jupowicz-Kozak
CEO of Professional Science Editing for Scientists @ prosciediting.com