Financially rational

USAGE SUMMARY

The phrase "Financially rational" is correct and usable in written English.
It can be used to describe decisions or behaviors that are based on sound financial reasoning or logic. Example: "Investing in low-cost index funds is a financially rational choice for long-term growth."

✓ Grammatically correct

News & Media

Science

Human-verified examples from authoritative sources

Exact Expressions

6 human-written examples

"If your home is a financial asset, and it's financially rational to walk away, that's what you do," said Nicolas Retsinas of the Joint Center for Housing Studies at Harvard.

The New York Times

By introducing this "financial safety net", clubs would have to act in a more financially rational manner, he said.

BBC

So it is often financially rational not to invest in the very sectors that generate socially beneficial technologies over long periods of time.

The Guardian

So if you're being financially rational, you could conclude that the PFI framework can be improved – the public sector might want to share a bit more in the upside, for example, through increased sharing in refinancing gains.

The Guardian

In doing so high-risk/high-return research is found to be more attractive and financially rational than under the traditional peer review approach.

Research Policy

Issuing bonds to satisfy shareholder demands was an intuitively illogical, but ultimately financially rational, solution.

Huffington Post

Human-verified similar examples from authoritative sources

Similar Expressions

52 human-written examples

And you could hardly call William Blake "rational".

The Guardian - Opinion

Caroline Sullivan Gong Rational Anthem I had Gong down as the apotheosis of whimsical hippy excess, but this made me think again.

The Guardian - Music

His cousin Jordan, rational economist and would-be sheep baron, plots by degrees of force and fraud the coup that will secure his power and "throw a halter round our lives".

Independent

The discussion includes Onsagerian, rational, Meixnerian, network theoretic, information theoretic, Müllerian, finite-time, and extended irreversible thermodynamics.

Thermodynamic Approaches in Engineering Systems

First, whereas for Spencer, "rational" utilitarianism refines "empirical" utilitarianism by converging on indefeasible moral rights, for Sidgwick, systematization never ceases.

SEP

Expert writing Tips

Best practice

When describing financial decisions, use "Financially rational" to emphasize that the choice is based on logical and sound financial principles, rather than emotional factors or speculation.

Common error

Avoid using "Financially rational" when you mean to say someone is "rationalizing" a poor financial decision. "Rational" describes the soundness of the decision itself, while "rationalizing" suggests justifying something after the fact.

Linguistic Context

The phrase "Financially rational" functions as an adjective phrase modifying a noun. It describes something as being sensible, logical, and justified from a financial perspective. As Ludwig AI states, it describes decisions based on sound financial reasoning.

Expression frequency: Uncommon

Frequent in

News & Media

40%

Science

30%

Formal & Business

10%

Less common in

Encyclopedias

10%

Wiki

5%

Reference

5%

Ludwig's WRAP-UP

The phrase "Financially rational" is a useful descriptor for decisions or actions that are grounded in sound financial principles. As Ludwig AI confirms, the phrase is grammatically correct and is used to indicate that a choice is sensible and logically justified from a financial viewpoint. While the phrase appears most frequently in News & Media and Scientific contexts, its formal tone makes it appropriate for professional settings as well. Remember to use "Financially rational" when you want to convey that a decision is based on logic and financial prudence, and avoid confusing it with "rationalizing", which implies justifying a decision after the fact.

More alternative expressions

Phrases that express similar concepts, ordered by semantic similarity:

Economically sensible

Focuses on the economic aspect, implying a practical and beneficial approach.

Financially sound

Highlights the stability and robustness of a financial decision or situation.

Fiscally responsible

Emphasizes the duty and careful management of financial resources.

Commercially viable

Suggests that something is capable of generating profit or success in the market.

Financially prudent

Implies careful and wise financial planning and decision-making.

Cost-effective

Focuses on achieving maximum value for the money spent.

Budget-conscious

Highlights an awareness of and adherence to a budget.

Money-wise

A more informal way to describe being careful and intelligent with money.

Capital efficient

Emphasizes the effective use of capital to generate returns.

Economical

Focuses on avoiding waste and being thrifty.

FAQs

How can I use "Financially rational" in a sentence?

You can use "Financially rational" to describe decisions or actions that are logical and based on sound financial principles. For example, "Investing in a diversified portfolio is a "financially rational" approach to long-term growth."

What is a situation where a decision might be "Financially rational"?

A situation where a decision might be "financially rational" is when someone chooses to refinance their mortgage to a lower interest rate, saving money over the life of the loan.

What can I say instead of "Financially rational"?

You can use alternatives like "economically sensible", "financially sound", or "fiscally responsible" depending on the specific context.

Is it always good to be "Financially rational"?

While being "financially rational" is generally advisable, sometimes non-financial factors (like personal values or emotional well-being) may also play a role in decision-making. A balanced approach is often best.