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Compare your returns to other opportunities to see how yours measure up.
Your returns?
Keeping expenses to a minimum can add to your returns.
Avoid funds sold with a commission, which will eat into your returns.
But at its core, rebalancing is not about maximizing your returns.
In other words, the sequence of your returns matters, especially in retirement.
The downside, he said, was that your returns could reflect the index with little tax savings.
If you managed money and eschewed leverage, your returns sagged and investors went elsewhere.
This is the ultimate test of whether expenses are needlessly eating up your returns.
But if your returns are only 4.5%, that sum will fall to $375,000.
When you withdraw the money your returns will be free of tax.
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Since I tried Ludwig back in 2017, I have been constantly using it in both editing and translation. Ever since, I suggest it to my translators at ProSciEditing.

Justyna Jupowicz-Kozak
CEO of Professional Science Editing for Scientists @ prosciediting.com