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The phrase 'you have a point' is correct and usable in written English.
You can use it when you are acknowledging or respecting someone's opinion. For example: "I understand your point of view, you have a point."
Exact(60)
Gail: You have a point.
"You have a point, Sarah.
"You have a point there".
And you have a point.
"I suppose you have a point".
I do think you have a point.
No matter what, you have a point of departure.
If you've been participating in the online gripefest, well, you have a point.
So, let's say that you have a point in space at coordinates x, y, z.
Do you have a point of view on a books related subject?
You have a point, Joy, and I largely agree with you.
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Since I tried Ludwig back in 2017, I have been constantly using it in both editing and translation. Ever since, I suggest it to my translators at ProSciEditing.

Justyna Jupowicz-Kozak
CEO of Professional Science Editing for Scientists @ prosciediting.com