Both finance companies have strenuously disputed the method that Dr. Lindsey used to arrive at those results, arguing that differences in credit worthiness -- not race -- explained the disparities.
Dreams of Freedom in Words and Pictures (Frances Lincoln in association with Amnesty International £12.99) is high-risk because worthiness is not the same as worth.
But the statement, for all its evident worthiness, could not conjure away the fact that Mr. Haider ran an election campaign last year that included posters suggesting that most black people in Austria are drug dealers.
When "Amistad" opened in theaters, reviewers hung terms like "serious," "important" and "earnest" on the film, a solid acknowledgment of worthiness if not exactly a rallying call to a broadly appealing entertainment.
But "The Prince of Egypt" is a well-made work with much to recommend it, even if its worthiness is not the brightest flare on the movie horizon this season.
Tricked out with gunshot sound effects and a funk sample of scarcely believable sleaziness, Glockapella turns out to be an attack on hip-hop's gun culture that avoids self-righteous worthiness, blaming not society but the greed of record labels: "You're making me have to talk this way, you're forcing me to walk this way, maybe my album will get bought this way".
But your happiness, and your worthiness, are not contingent upon these achievements.
They are simply issuing a long-term opinion about credit-worthiness and not trying to move the markets, or ride the ups and downs of the business cycle.
For once Britain's credit-worthiness was not in the firing line and not even his chancellor, George Osborne, was abandoning his holiday in Los Angeles.
However, they pointed out that the U.S. trains will have crash-worthiness features not included on European trains, and will be built to standards as much as four times more stringent than the Europeans.
As Brene Brown (one of TED's most loved speakers) famously said, "worthiness doesn't have prerequisites".
