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Everybody deserves a good workplace pension".
Others warned that recent legislation has focused on protecting pensions without encouraging good workplace pension schemes.
You can also cash in one workplace pension scheme worth £10,000 or less.
"Last year we acted to make sure all workers will have access to a workplace pension.
So far, most workers have chosen to stay enrolled in their workplace pension.
Two-thirds of the UK's private sector employees do not have a workplace pension.
If not, and you're employed and not already in a workplace pension scheme, your turn will come.
However, the FCA figures do not cover workplace pension schemes and a separate report from the pensions regulator suggests that fewer than half of workplace pension schemes allow one-off or regular withdrawals from pension pots.
Automatic enrolment started last year, and now 1 million people have been registered into a workplace pension.
The size of your business determines when you have to enrol your employees into a workplace pension scheme.
Its headline finding was that 70% of eligible employees – 13.9 million people – paid into a workplace pension in 2014.
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