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Simply put, without a chunk of savings to fall back on, many young adults will find themselves perilously close to eviction or forced to rely heavily on expensive credit card debt.
However, the fact that we're comparing phones with or without a chunk out of the screen or a hole for your headphones demonstrates just how stuck the industry is.
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The Times report this morning that the 22-year-old, whom the Toffees value at £60m, is free to move in future without worrying about a chunk of his transfer fee going back to Stamford Bridge.
A League, without China, Russia and a chunk of the Middle East, can successfully sanction Iran, Burma and Sudan.
And there is no way you can serve your shakshuka without a nice chunk of bread.
Sometime, probably millions of years ago, the Atlantic cod swam down an evolutionary tributary that left it without a large chunk of the normal vertebrate immune system.
Barcelona are already set to be without a large chunk of their defence for the midweek trip to Scotland due to injury.
You try balancing the budget without a big chunk of government funds!
While the SNC voted on Saturday to participate in the conference, the decision was taken without a significant chunk of the group's membership: 44 of 119 the coalition's members refused to vote.
Yep – £30 (roughly $45) a month nets you a G1, without the need to drop a chunk of change on the device up front.
Yale played a chunk of the second half without Sears and Brandon Sherrod after both picked up their fourth fouls.
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Justyna Jupowicz-Kozak
CEO of Professional Science Editing for Scientists @ prosciediting.com