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With so much choice available, a good place to start is with your budget.
The process of giving and receiving doesn't always go according to plan, especially when trying to keep up with your budget.
But borrowing for assets that are likely to appreciate — education, real estate, a growing business — makes sense if it fits with your budget and tolerance for risk.
I put it to my students this way: if you were responsible for a nation where infectious and contagious diseases were the most serious killers, what would you do with your budget?
"Giving some sort of present is definitely required, although you have a year to do so," she said, adding, "The amount you spend has totally to do with your budget".
Best strategy: Look for the very best cars available consistent with your budget and checkbook.
Similar(17)
"It's not about being Scrooge, but being sensible with your budgets," said Robert Oxley of the TaxPayers' Alliance, which supports the cutbacks.
If you're struggling with your budgeting, try looking at the dollars and cents from another direction.
Remind them that you're saving it and they'll be impressed with your budgeting skills.
Couple that with having your budget slashed by half and losing more than half your staff and the job became an even greater challenge.
You may bag a bargain, and you'll definitely do something worthwhile with your dress budget.
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Justyna Jupowicz-Kozak
CEO of Professional Science Editing for Scientists @ prosciediting.com