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Barclays is the last UK bank to deal with remittance companies.
A mother washes her daughter's hair outside their house, which was built with remittance money.
But he warns the damage created by Barclays far outweighs any risks it faces by doing business with remittance firms.
Twenty-one years ago, Henderson won the Champion Chase with Remittance Man, still fondly remembered by some as among the classiest of winter heroes.
Licensed as liquor and dry-goods stores, with shelves stacked with rice wine and cigarettes, many serve as underground bankers with remittance agents in back rooms.
Any gaps with remittance flows in the middle of the famine could be disastrous," said Shannon Scribner, Oxfam America's humanitarian policy manager.
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Most of them are probably bought with remittances from relatives in Japan, they said.
Returns with remittances to the Receipts Clearing and Deposit Section and those without remittances go to the Returns Processing Branch.
Along with remittances from workers overseas, the industry is the only major foreign currency earner for the country.
Most able-bodied young men migrate to Nigeria and beyond in search of work, supporting their families with remittances.
Saudi Arabia has one of the highest migrant populations in the world, with remittances sent from the kingdom topping $28bn in 2011 – the third largest amount across the globe.
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CEO of Professional Science Editing for Scientists @ prosciediting.com