If workers must pay a bigger chunk of their own costs, the argument goes, they will become wiser consumers of health care.
But, Mr. Munn said, "there is a longer-term concern about whether the savings are coming from wiser consumers, or they are just not going to the doctor because they would have to spend more out of pocket".
But the wise consumer also weighs the legal protections in the case of theft: the best security and the lowest liability don't necessarily go together.
Depending on bureaucracy to foster innovation, competitiveness, and wise consumer choices has never worked – and it won't work now.
Wise consumers are already doing that".
Flexible spending accounts have long been a valuable tool for budget-wise consumers.
While waiting for the regulators to amass more conclusive evidence, wise consumers will try to avoid BPA.
DirecTV "appears to be benefiting from wise, economic consumer retention efforts — a long-term positive," wrote Vijay Jayant of the ISI Group in a note to investors on Thursday.
We can clean up the stockpiles of dead data that live around us, be wiser data consumers, text less and talk more.
