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But word to the wise: saving for a deposit is the perfect test for how disciplined you will be when it comes to making mortgage repayments.
The speech, like the campaign of which it is a linchpin, was positively Manichean: competence versus chaos, wise saving versus "deeply irresponsible" expenditure, Tory security versus Labour disaster.
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And now that the trial is over, I am none the wiser – save to say that I think the prosecution overreached itself in pushing for premeditated murder and that I agree with the judge that the evidence did not support the charge.
Based on the last few months of his tenure in office, Obama must want to be remembered as Will Smith in Independence Day – cracking wise and saving the day with relative ease – while avoiding the flip side of the cool guy overreach: looking like a pompous twit.
Will it be wise to save the episodes up for a collective six-hour binge?
If the Yankees want to make a splash then, they believe it is wise to save money now.
Given all the uncertainties, it would be wise to save some of the champagne for the Berlin Wall celebration later this year.
However, a skilled coach, aware that surprise is a non-renewable resource, would be wise to save his trick plays for the situations likely to matter most.
It was another big moment for Wise, who saved Mark Buehrle's perfect game with an over-the-wall catch last Thursday.
To recap: the series is not over, the Celtics are not dead, and the Knicks would be wise to save their fashion statements for the off-season, whenever it may arrive.
At the end of the year you will need to pay tax, so it is wise to save as you go rather than banking on getting a payment just as you need to settle it.
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Since I tried Ludwig back in 2017, I have been constantly using it in both editing and translation. Ever since, I suggest it to my translators at ProSciEditing.

Justyna Jupowicz-Kozak
CEO of Professional Science Editing for Scientists @ prosciediting.com