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None of the UK banks, apart from HSBC and Standard Chartered, has managed to build an international business in Europe, and if Santander gets its foot into the UK market, they no will longer have the market to themselves.
"International and national law do not do nearly such a good job of protecting free movement rights as EU law and EU law will longer apply in the UK once we leave," she added.
US banks, which were some of the biggest donors to the Remain campaign with Goldman and JP Morgan both donating £500,000, are concerned that Britain's exit from the European Union it will mean UK-based staff will longer have access to the "passporting" system that allows banks to sell services freely across the EU.
For end users, that doesn't mean the software instantly becomes non-functional, but that it will longer be updated with bug fixes or other security patches.
So, some pretty clear signs of Spotify centralizing and consolidatng in the home audio space today, but what is perhaps more interesting is how Spotify Connect will longer term link up with its wider connected device strategy.
You could argue that in some regard it is perhaps the most important part of that sequence, and will be the part that will, longer term, make marketing a more accountable discipline overall (and in turn make ActionIQ and companies like it, which include Marketo, more valuable).
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It will take much longer, however.
"The question now is, do these changes plateau after six months, or will longer-duration missions mean there will be even more astronauts experiencing more severe abnormalities?" Dr Kramer said.
The road will get longer and longer.
But ratification will take longer.
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Justyna Jupowicz-Kozak
CEO of Professional Science Editing for Scientists @ prosciediting.com