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One in three American adults will become disabled before age 65 for 90 days or more.
But it's more likely a person will become disabled or in need of long-term care at some point in his life than die prematurely.
Indeed, an estimated 1 in 4 of today's 20-year-olds will become disabled before reaching their full retirement age.
It is highly likely that you or someone you love will become disabled, if you're not already.
An estimated one in four Americans in their 20s will become disabled by retirement age due to diseases or other traumatic events.
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These questions could not be more relevant, given that people with disabilities are the largest minority group in the United States, and that everyone who lives long enough will eventually become disabled.
Waits will get longer and some patients will die before being treated, while others will become permanently disabled and lose their livelihoods.
Furthermore, a diagnosis of HIV contains uncertainty about if or when one will become ill, disabled, or die; this uncertainty is observed in many other life-threatening diseases (eg, cancer) as well and is referred to as Damocles Syndrome.
More importantly, whoever is handling your estate or your finances if you become disabled will want to shut these accounts down to avoid unwanted charges or fraud.
We will all, if we're lucky to live long enough, someday become disabled, as will those we know and love.
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Justyna Jupowicz-Kozak
CEO of Professional Science Editing for Scientists @ prosciediting.com