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But it also serviced another 1.3 million people whose mortgages were in trouble.
He gets on a plane, flies to Florida, and meets some people on whose mortgages the market rides.
Some 20,000 prime and subprime borrowers whose mortgages total $4 billion fall into this category, the company said.
Fannie Mae also has a broader umbrella, called Refi Plus, that can be used by people whose mortgages finance second homes and income properties.
Like many other lenders, JPMorgan Chase has been focused on offering HARP refinancing to current customers whose mortgages are serviced by the bank.
His website, Iamfacingforeclosure.com, has become a magnet for those whose mortgages are in trouble.Mr Serin and people like him are Wall Street's biggest uncertainty just now.
Every month, another 8percentt of the subprime homeowners whose mortgages (first plus any others) are 160percentt of the estimated value of their houses become seriously delinquent.
"Interest rates will go back to normal and that will affect a lot of people whose mortgages are hanging by a thread at the moment.
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We had one person whose mortgage was $10,000".
I get completely slagged off by people whose mortgage I'm paying.
Nor would a freeze help people whose mortgage is higher than the value of their homes.
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Justyna Jupowicz-Kozak
CEO of Professional Science Editing for Scientists @ prosciediting.com