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This category is experiencing sharp growth, while retail is not.
Electronic transactions will continue to include cents, while retail sales will be rounded up or down.
The average weekly wage in Liverpool rose by just 3.7% between 2008 and 2012, while retail prices increased by 13%.
While retail sales fell 19.7percentt in June compared with last year, they dropped 43.2percentt in May.
The official figures record pay flat-lining, with average rises at 1% a year, while retail prices are climbing 3.3%.
While retail sales rallied in October, that was mostly good news for only the discount stores like Wal-Mart.
Spending at clothing stores and supermarkets also increased, while retail sales of building materials and home furnishings fell.
While retail banking seems on the right track, Mr. Thompson is hitting turbulence in the capital markets.
While retail stores, hotels and restaurants have been steadily hiring this year, some high-paying industries have been helping to lead the recovery as well.
The energy tax will hit France's GDF and Germany's E.On, while retail giants like the UK's Tesco and France's Auchan will doubtless be voicing their own concerns.
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"While retail investors were restricted by margin requirements, institutions apparently got around the rules," he says.
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