There are lots of gifts you can make which can reduce the value of your estate.
Cremation, which can reduce costs by half or more, is a strong trend.
The latest weight-loss method is intestinal surgery, which can reduce absorption as well as appetite.
Obesity is strongly linked with type-2 diabetes, which can reduce life expectancy by ten years.
Large-scale layoffs, which can reduce cost, often move the Dow up; environmental concerns don't factor.
You may be able to add a voluntary additional excess which can reduce your monthly premiums.
Cash transfers, which can reduce poverty, may be able to help.
They also tend to have lower body weight, which can reduce the amount of chemical exposure that is safe.
Plants in China and India are rarely inspected by Western governments, which can reduce costs dramatically, Mr. Villax said.
There was also a reluctance to use antibiotics, which can reduce diarrhea, spare suffering and potentially limit the disease's spread.
Dr. Kozarsky recommended daily doses of Pepto-Bismol, which can reduce the risks of contracting traveler's diarrhea during brief stays.
