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Bucking the trend, children's fiction remained the one area where lending figures rose, with children's books representing 37.4% of all books borrowed from public libraries.
One is commercial property, where lending surveys suggest that banks are now being especially cautious.
The anxiety has been heightened by recent instability in the Chinese banking sector, where lending has shown signs of freezing up.
A few years ago, that type of credit institution barely existed in Europe, where lending was a clubby affair handled mostly by banks.
While student loans are a burden for any student, those from Southeastern Europe can have a harder time because they come from poorer countries where lending options are scarce.
In this cycle, a decline in home prices helped to reveal financial excesses in the subprime mortgage market, where lending standards seemed to have all but evaporated in 2006 and the first half of 2007.
Similar(46)
They point to one planned new towerblock near the Heygate where Lend Lease successfully argued against including any affordable housing as it would be too costly to build the additional entrance and lifts needed to separate social tenants from their richer neighbours.
FIRST, their paper says, we should distinguish between financial markets — where institutions lend money, trade securities and make investments — and the real economy, where people trade goods and services.
Once they were told where to lend their money.
Governments can't tell privately owned banks where to lend.
"They're not going to tell banks where to lend.
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